6431 Ajax Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 6431 Ajax Rd, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,562 sqft · built 1976
Lot Size2.14 acres (93,218 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jul 2011)
Tax Bill$2,402 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN260-0014-00965

Property Details

APN / Parcel Number

Primary APN260-0014-00965
Alternative APN
  • 919673

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,562 sqft Gross Area
1st Floor Area1,562 sqft
Basement Area725 sqft
Finished Basement725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area93,218 sqft (2.14 acres)
Garage Area992 sqft
Deck Area357 sqft
Storage Building35 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number919673
Street Address6431 AJAX RD
CityGILBERT
StateMN
Zip55741-8208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionS 465 FT OF E 200 FT OF NW 1/4 OF SW 1/4 SERIAL #
Legal Range16W
Legal Township58N
Legal Section27
Legal SubdivisionBIWABIK TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionBIWABIK
Census Block Group2
Census Block2015
Census Tract13600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6431 AJAX RD, GILBERT, MN 55741-8208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2011 · Amount on Record
Deed SaleJul 15, 2011 · Amount on Record
Deed Document Number201165069
Prior Transfer DateMay 9, 2004
Prior Transfer Doc0000946647
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6431 AJAX RD, GILBERT, MN 55741-8208
Document Number00A1317690
Instrument DateSep 9, 2017
Transaction TypeMortgage
Record UpdatedOct 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6431 AJAX RD GILBERT MN 557418208, GILBERT, MN 55741-8208

Mortgage

Document Number00A1317690
DateSep 18, 2017
InstrumentA1317690
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueSep 17, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionBiwabik Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,402.00 (+3.09%) Homeowner's exemption
2025$2,330.00 (-4.12%) Homeowner's exemption$276,700 (+5.69%) Land $71,700 Building $205,000$276,700 (+5.69%) Land $71,700 Building $205,000
2024$2,430.00$261,800 (+12.99%) Land $68,000 Building $193,800$261,800 (+12.99%) Land $68,000 Building $193,800
2022$231,700 Land $66,600 Building $165,100$231,700 Land $66,600 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

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