6430 Ratliff Rd, Camby, IN 46113 Property Records

Marion County property record for 6430 Ratliff Rd, Camby, IN 46113

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,448 sqft · built 1941
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2018)
Tax Bill	$3,333 (2023)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-13-09-112-027.000-200`

Property Details

APN / Parcel Number

Primary APN	`49-13-09-112-027.000-200`
Alternative APN	`2006540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	1,224 sqft
Basement Area	612 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2000
Roof Material	Asphalt
Lot Area	36,590 sqft (0.839 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2006540
Old Parcel Number	2006540
Street Address	6430 RATLIFF RD
City	CAMBY
State	IN
Zip	46113-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT SW1/4 NE1/4 S9 T14 R2 180' N SE COR P.O.B. W235.6' N155.6' E235.6' S155.6' TO BEG .84AC
Legal Range	02
Legal Township	14
Legal Section	09
Jurisdiction	MARION IN
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2011
Census Tract	370303

Owner

6430 Ratliff Rd is owned and occupied by an individual who bought it in September 2018.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	6430 RATLIFF RD, CAMBY, IN 46113-9446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BANK
Jun 16, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Deed Document Number	A201800089008
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6430 RATLIFF RD, CAMBY, IN 46113-9446
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171956
Date	Dec 27, 2021
Instrument	A202100171956

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6430 RATLIFF RD, CAMBY, IN 46113-9446
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056668
Date	May 17, 2022
Instrument	A202200056668

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 16, 2042

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6430 RATLIFF RD, CAMBY, IN 46113-9446
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070909
Date	Jun 22, 2017
Instrument	A201700070909

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6430 RATLIFF RD, CAMBY, IN 46113-9446
Document Number	0000066142
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 RATLIFF RD CAMBY IN 461139446, CAMBY, IN 46113-9446

Mortgage

Document Number	0000066142
Date	Jun 29, 2020
Instrument	66142

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jun 28, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 4, 2018
Property Address	6430 RATLIFF RD, CAMBY, IN 46113-9446
Document Number	0000089008
Instrument Date	Aug 16, 2018
Instrument	A201800089008
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 RATLIFF RD, CAMBY, IN 46113-9446

Mortgage

Document Number	0000089009
Date	Sep 4, 2018
Instrument	A201800089009

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Decatur Township
Consolidated City	Indianapolis City
Unified School District	Decatur Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,333.00 (+1.21%) Homeowner's exemption	$298,300 (+2.4%) Land $21,600 Building $276,700	$298,300 (+2.4%) Land $21,600 Building $276,700
2022	$3,293.00 Homeowner's exemption	$291,300 Land $21,600 Building $269,700	$291,300 Land $21,600 Building $269,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6430 Ratliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6430 Ratliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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