6430 Konarcik Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6430 Konarcik Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2001
Square Footage	2,239 sqft Living Area
Lot Size	223,898 sqft (5.14 acres)
Garage	600 sqft
Occupancy	Owner Occupied
Tax Bill	$6,913.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-26-100-006-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,239 sqft Living Area
1st Floor	2,239 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	223,898 sqft (5.14 acres)
Driveway	Driveway Concrete
Driveway Area	625 sqft Driveway
Garage Area	600 sqft Garage
Patio Area	456 sqft Patio
Porch Area	174 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	6430 KONARCIK RD
City	WATERLOO
State	IL
Zip	62298-2420
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART NW NW
Legal Range	09W
Legal Township	02S
Legal Section	26
Jurisdiction	MONROE IL
Minor Civil Division	7
Census Blockgroup	2
Census Block	2014
Census Tract	600401

Owner

Source: Monroe County records · APN 08-26-100-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6430 KONARCIK RD, WATERLOO, IL 62298-2420
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6430 KONARCIK RD, WATERLOO, IL 62298-2420
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000390887
Date	Jul 14, 2017
Instrument	390887

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,190 (+20.19%) Land $23,860 Building $93,330	$351,570 (+20.19%) Land $71,580 Building $279,990
2024	$6,913.00
2022	Additional exemption filed	$97,500 Land $17,890 Building $79,610	$292,500 Land $53,670 Building $238,830

Flood & Wildfire

6430 Konarcik Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.