Osceola County property record for 6430 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,962 sqft · built 1971 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,838 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 98150 |
| Primary APN | 98150 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,962 sqft Heated Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Area | 462 sqft |
| Pool Area | 576 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 738 sqft |
| Deck Area | 432 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98150 |
|---|---|
| Street Address | 6430 HICKORY TREE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 58 E 184.5 FT OF W 390 FT OF LOT 70 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | HICKORY TREE / PEARL LAKE |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43802 |
Source: Osceola County records · APN 98150
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6430 HICKORY TREE RD, SAINT CLOUD, FL 34772-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 |
| Deed Sale | Apr 25, 2022 |
| Prior Transfer Date | Sep 30, 2003 |
| Prior Transfer Doc | 0234902268 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,838.00 (+10.06%) Homeowner's exemption | $122,128 (+5.99%) | $212,300 (+3.36%) Land $45,200 Building $167,100 |
| 2023 | $1,670.00 (+5.83%) Homeowner's exemption | $115,231 (+3%) | $205,400 (+9.08%) Land $45,200 Building $160,200 |
| 2022 | $1,578.00 Homeowner's exemption | $111,875 | $188,300 Land $45,200 Building $143,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 110 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 150 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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