6430 Cayenne Ln, Carlsbad, CA 92009 Property Records

San Diego County property record for 6430 Cayenne Ln, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,446 sqft · built 1978
Lot Size0.182 acres (7,917 sqft)
Owner2 Company Names on Record
Last Sale$925,000 (Apr 2020)
Tax Bill$11,852 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN215-532-05-00

Property Details

APN / Parcel Number

Primary APN215-532-05-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,446 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,917 sqft (0.182 acres)
Lot Dimensions121 ft deep x 64 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6430 CAYENNE LN
CityCARLSBAD
StateCA
Zip92009-4301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 101 TR 008506
Legal SubdivisionCARLSBAD COURT
Legal Tract008506
Legal Block3
Legal Lot Number101
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract20030

Owner

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 3, 2021Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 20, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleJan 31, 1983 · Amount on Record
Deed Document Number2020200331
Prior Transfer DateSep 3, 2009
Prior Transfer Doc0000118488
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2026
Property Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301
Document Number0000220414
Instrument DateJul 17, 2026
Instrument2026220414
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301

Mortgage

Document Number0000220414,
DateJul 31, 2026
Instrument2026220414
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301
Transaction TypeMortgage
Record UpdatedMar 2, 2022
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301

Mortgage

Document Number0000085098
DateFeb 24, 2022
Instrument2022-0085098
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301

Mortgage

Document Number0000084998
DateFeb 3, 2021
Instrument2021-0084998
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 2, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301

Mortgage

Document Number0000084997
DateFeb 3, 2021
Instrument2021-0084997
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 20, 2020
Property Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301
Document Number0000200331
Map ReferenceMAP 8506
Instrument DateMar 20, 2020
Instrument2020-0200331
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6430 CAYENNE LN, CARLSBAD, CA 92009-4301

Mortgage

Document Number0000200332
DateApr 20, 2020
Instrument2020-0200332
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Mortgage

Document Number0000200333
DateApr 20, 2020
Instrument2020-0200333
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,031,850 (+2%) Land $326,966 Building $704,884
2025$11,852.00 (+8.61%) Homeowner's exemption$1,011,618 (+4.04%) Land $320,555 Building $691,063
2023$10,912.00 (+2.05%) Homeowner's exemption$972,337 Land $308,108 Building $664,229
2022$10,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLSBAD MWD
serves 96,371 people · EPA ID CA3710005
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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