Madison County property record for 6430 Black Rail Dr, Moro, IL 62067
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,868 sqft · built 1991 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Feb 2018) |
| Tax Bill | $6,924 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage |
| APN | 15-1-09-09-04-402-004-004 |
| Primary APN | 15-1-09-09-04-402-004-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Pool Area | 800 sqft |
| Patio Area | 449 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6430 BLACK RAIL DR |
|---|---|
| City | MORO |
| State | IL |
| Zip | 62067-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 S1/2 SE |
| Jurisdiction | MADISON IL |
| Township / Civil Division | FORT RUSSELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 402803 |
6430 Black Rail Dr is owned and occupied by an individual who bought it in February 2018.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6430 BLACK RAIL DR, MORO, IL 62067-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on File |
| Deed Sale | Feb 5, 2018 · Amount on File |
| Prior Sale | Apr 8, 2015 · Amount on File |
| Deed Document Number | 20183710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 5, 2018 |
| Property Address | 6430 BLACK RAIL DR, MORO, IL 62067-1901 |
| Document Number | 0000003710 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2018R03710 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | PRAIRIE STATE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6430 BLACK RAIL DR, MORO, IL 62067-1901 |
| Document Number | 0000003711 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 2018R03711 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 6430 Black Rail Dr was $6,924 with a homeowner's exemption, up 5.5% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Fort Russell Township |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,924.00 (+5.52%) | $114,880 Land $24,130 Building $90,750 | $344,640 Land $72,390 Building $272,250 |
| 2024 | $6,562.00 | ||
| 2022 | $5,125.00 | $80,030 Land $19,350 Building $60,680 | $240,330 Land $58,108 Building $182,222 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 6430 Black Rail Dr; there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2016) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6430 Black Rail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
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