643 Yolo Ct, San Jose, CA 95136 Property Records

Santa Clara County property record for 643 Yolo Ct, San Jose, CA 95136

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 912 sqft · built 1988
Lot Size	0.01 acres (435 sqft)
Owner	Individual Name on File
Last Sale	$571,500 (Nov 2025)
Tax Bill	$8,314 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`462-62-031`

Property Details

APN / Parcel Number

Primary APN	`462-62-031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tile
Lot Area	435 sqft (0.01 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 YOLO CT
City	SAN JOSE
State	CA
Zip	95136-1919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 7695 FAIRWOOD PARK II BOOK 556 PAGE 4 PAGE 5
Legal Subdivision	FAIRWOOD PARK 02
Legal Tract	7695
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5007
Census Tract	512005

Owner

643 Yolo Ct, a condominium, is owned and occupied by an individual who bought it in November 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	643 YOLO CT, SAN JOSE, CA 95136-1919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jun 3, 2021	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Document Number	202525907135
Prior Transfer Date	Oct 30, 1998
Prior Transfer Doc	0014494205
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 20, 2025
Property Address	643 YOLO CT, SAN JOSE, CA 95136-1919
Document Number	0025907135
Map Reference	MB 556 PG 4 & 5
Instrument Date	Nov 12, 2025
Instrument	25907135
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,514.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 YOLO CT, SAN JOSE, CA 95136-1919

Mortgage

Document Number	0025907136
Date	Nov 20, 2025
Instrument	25907136

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Margin	2
Max Rate	11.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	643 YOLO CT, SAN JOSE, CA 95136-1919
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024406353
Date	Feb 18, 2020
Instrument	24406353

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 3, 2021
Property Address	643 YOLO CT, SAN JOSE, CA 95136-1919
Document Number	0024983261
Map Reference	MB 556 PG 4&5
Instrument Date	Jun 1, 2021
Instrument	24983261
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 YOLO CT, SAN JOSE, CA 95136-1919

Mortgage

Document Number	0024983262
Date	Jun 3, 2021
Instrument	24983262

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 643 Yolo Ct was $8,314.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$571,500 (-10.51%) Land $285,700 Building $285,800
2025	$8,314.00	$638,634 Land $319,317 Building $319,317
2023	$6,624.00 (-13.51%)	$520,000 Land $260,000 Building $260,000
2022	$7,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 Yolo Ct in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 Yolo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, Ridge Wireless, T-Mobile.

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