643 Wing St, Elgin, IL 60123 Property Records

Kane County property record for 643 Wing St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1903
Square Footage	1,289 sqft Living Area
Lot Size	14,188 sqft (0.326 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2026)
Tax Bill	$4,481.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-11-383-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,289 sqft Living Area
Gross Area	2,274 sqft Gross Area
Basement Area	985 sqft Basement
Stories	5 Stories

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame Construction
Lot Area	14,188 sqft (0.326 acres)
Lot Width	60 ft Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	643 WING ST
City	ELGIN
State	IL
Zip	60123-2852
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HENRY GEISTERS ADDN LOT 2 (EXCEPT PART DESC IN DOC 94K060087)
Legal Subdivision	HENRY GEISTERS ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	3
Census Block	3031
Census Tract	854600

Owner

Source: Kane County records · APN 06-11-383-027

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 WING ST, ELGIN, IL 60123-2852
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2026 · Amount on Record
Deed Sale	Jul 08, 2026 · Amount on Record
Prior Sale	Oct 03, 2014 · Amount on Record
Deed Doc Number	202628737
Prior Transfer Date	Jun 17, 2005
Prior Transfer Doc	0000086422
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 08, 2026
Property Address	643 WING ST, ELGIN, IL 60123-2852
Document Number	0000028737
Instrument Date	May 07, 2026
Instrument	202628737
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 WING ST, ELGIN, IL 60123-2852

Mortgage

Document Number	0000028738,
Date	Jul 08, 2026
Instrument	202628738

Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	5.75%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,481.00 (+4.72%) Homeowner's exemption
2024	$4,279.00 (+10.57%)	$61,472 (+21.39%) Land $14,272 Building $47,200	$184,490 (+21.44%) Land $42,833 Building $141,657
2022	$3,870.00 (+4.93%) Homeowner's exemption	$50,639 (+6.96%) Land $11,757 Building $38,882	$151,917 (+6.96%) Land $35,271 Building $116,646
2021	$3,688.00 Homeowner's exemption	$47,344 Land $10,992 Building $36,352	$142,032 Land $32,976 Building $109,056

Flood & Wildfire

643 Wing St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.