643 Winding Ridge Rd, Everett, PA 15537 Property Records

Bedford County property record for 643 Winding Ridge Rd, Everett, PA 15537

Property Summary

Property Type	Mobile Home
Details	624 sqft · built 1960
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,234 (Nov 2022)
Tax Bill	$662 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`H.12-0.00-061`

Property Details

APN / Parcel Number

Primary APN	`H.12-0.00-061`
Alternative APN	`210-079349`

Interior

Building Area	624 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Mobile Home
Lot Area	74,923 sqft (1.72 acres)
Deck Area	Deck Area
Shed	1 Shed

Location & Zoning

Street Address	643 WINDING RIDGE RD
City	EVERETT
State	PA
Zip	15537-4149
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	SHANNON PEPPLE
Jurisdiction	BEDFORD PA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1048
Census Tract	960600

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 WINDING RIDGE RD, EVERETT, PA 15537-4149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Nov 4, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jun 1, 1990 · Amount on Record
Deed Document Number	20225990
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	001493/084
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	643 WINDING RIDGE RD, EVERETT, PA 15537-4149
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2739
Date	Jun 17, 2020
Book Page	2020/2739
Instrument	2020-002739

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 20, 2040

November 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BEDFORD PA
Recording Date	Nov 4, 2022
Property Address	643 WINDING RIDGE RD, EVERETT, PA 15537-4149
Document Number	02022/5990
Book / Page	2022 / 5990
Instrument Date	Nov 1, 2022
Instrument	2022-005990
Transaction Type	Foreclosure
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$487.89
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 CHRISTIANA CT, CHESAPEAKE BEACH, MD 20732-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 WINDING RIDGE RD, EVERETT, PA 15537-4149

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Monroe Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$662.00 (+5.92%)	$35,100 (-) Land $32,200 Building $2,900	$35,100 (-) Land $32,200 Building $2,900
2025	$625.00 (+12.61%)	$35,100 (-) Land $32,200 Building $2,900	$35,100 (-) Land $32,200 Building $2,900
2023	$555.00 Additional exemption filed	$35,100 Land $32,200 Building $2,900
2012			$35,100 Land $32,200 Building $2,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	48 (1978–2025)
Claims Outside the SFHA	2 of 48
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Tropical Depression Ivan, Sep 2004 · 9 claims Severe Storms And Flooding, Jan 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 82% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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