Yellowstone County property record for 643 Westgate Dr, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,533 sqft · built 1974 |
| Lot Size | 0.252 acres (10,964 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,800 (Dec 2021) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 000C04458B |
| Primary APN | 000C04458B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,533 sqft Living Area |
| Gross Area | 1,597 sqft |
| 1st Floor Area | 953 sqft |
| Basement Area | 644 sqft |
| Finished Basement | 580 sqft |
| Unfinished Basement | 64 sqft |
| Family Room | Family Room |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,964 sqft (0.252 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Rural |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 643 WESTGATE DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-7056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD HILLS WESTGATE SUBD, S29, T01 N, R27 E, BLOCK 4, LOT 3 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | EMERALD HILLS WESTGATE SUBD |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 940002 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 643 WESTGATE DR, BILLINGS, MT 59101-7056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit LITTLE HORN ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2010 · Amount on Record |
| Deed Document Number | 20214001404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Dec 16, 2021 |
| Property Address | 643 WESTGATE DR, BILLINGS, MT 59101-7056 |
| Document Number | 0004001404 |
| Map Reference | DOC 709060 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 4001404 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4101 CLINT RD, 4101, BILLINGS, MT 59105-4714 |
| Name | Verified Name |
|---|---|
| Address | 643 WESTGATE DR, BILLINGS, MT 59101-7056 |
| Document Number | 0004001405 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 4001405 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 643 WESTGATE DR, BILLINGS, MT 59101-7056 |
| Document Number | 0003927688 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | FIRST MONTANA TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4101 CLINT RD BILLINGS MT 591054714, BILLINGS, MT 59105-4714 |
| Document Number | 0003927688 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 3927688 |
| Name | LITTLE HORN ST BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,400 (-) Land $44,704 Building $236,696 | $281,400 (-) Land $44,704 Building $236,696 | |
| 2025 | $1,872.00 (-28.3%) | $281,400 (+14.72%) Land $44,704 Building $236,696 | $281,400 (+14.72%) Land $44,704 Building $236,696 |
| 2024 | $2,611.00 (+40.68%) | ||
| 2023 | $1,856.00 | $245,300 | $245,300 Land $37,229 Building $208,071 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 54% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKWOOD WATER AND SEWER DISTRICT serves 5,900 people · EPA ID MT0000156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures