St. Charles County property record for 643 Weeping Willow Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 1978 |
| Lot Size | 0.183 acres (7,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Oct 2019) |
| Tax Bill | $3,251 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 484650A042 |
| Primary APN | 484650A042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 2,990 sqft |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,992 sqft (0.183 acres) |
| Lot Dimensions | 72 ft deep x 111 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 106 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 484650A042 |
|---|---|
| Street Address | 643 WEEPING WILLOW DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | NORTH WILLOW WOOD EST #2 LOT 26 |
| Legal Subdivision | NORTH WILLOW WOOD EST #2 |
| Legal Lot Number | 26 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 311147 |
643 Weeping Willow Dr is owned and occupied by an individual who bought it in October 2019.
Source: St. Charles County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 WEEPING WILLOW DR, SAINT CHARLES, MO 63303-6462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 10, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 1, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| May 16, 2019 | Warranty Deed, Transfer · Construction Mortgage LADUE HOLDINGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on File |
| Deed Sale | Oct 1, 2019 · Amount on File |
| Prior Sale | May 16, 2019 · Amount on File |
| Deed Document Number | 2019543600 |
| Deed Book / Page | 7153 / 1883 |
| Prior Transfer Date | May 15, 2019 |
| Prior Transfer Doc | 0070750251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 643 WEEPING WILLOW DR, SAINT CHARLES, MO 63303-6462 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 643 WEEPING WILLOW DR, SAINT CHARLES, MO 63303-6462 |
| Document Number | 0000000278 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026R-000278 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 643 WEEPING WILLOW DR, SAINT CHARLES, MO 63303-6462 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073680331 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 7368/331 |
| Instrument | 20200810000571870 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 1, 2019 |
| Property Address | 643 WEEPING WILLOW DR, SAINT CHARLES, MO 63303-6462 |
| Document Number | 0071531883 |
| Book / Page | 007153 / 001883 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 543600 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 WEEPING WILLOW DR ST CHARLES MO 633036462, ST CHARLES, MO 63303-6462 |
| Document Number | 71531885 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 007153/001885 |
| Instrument | 543610 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2019 |
| Property Address | 643 WEEPING WILLOW DR, SAINT CHARLES, MO 63303-6462 |
| Document Number | 0070750253 |
| Book / Page | 007075 / 000253 |
| Instrument Date | May 15, 2019 |
| Instrument | 234260 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 34 N BRENTWOOD BLVD #205 ST LOUIS MO 631053746, 205, ST LOUIS, MO 63105-3746 |
| Investor | Possibly a Property Investor |
| Document Number | 70750255 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 007075/000255 |
| Instrument | 234270 |
| Name | LADUE HOLDINGS LLC |
|---|---|
| Address | 14097 LADUE RD, CHESTERFIELD, MO 63017-3319 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 15, 2020 |
The 2025 property tax bill for 643 Weeping Willow Dr was $3,251, up 12.2% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,251.00 (+12.22%) | $54,063 | $284,542 Land $60,000 Building $224,542 |
| 2024 | $2,897.00 | ||
| 2023 | $46,707 | ||
| 2022 | $245,827 Land $60,000 Building $185,827 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 643 Weeping Willow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 643 Weeping Willow Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures