Currituck County property record for 643 Wave Arch, Corolla, NC 27927 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 6 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 1998 |
| Square Footage | 3,482 sqft Living Area |
| Pool | In-Ground Vinyl Pool |
| Last Sale | $1,425,000 (2023) |
| Tax Bill | $7,754.00 (2025) |
| Primary APN | 9944-09-4284 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 6 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,482 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Contemporary Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Pile Foundation |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 210 sqft Pool |
| Deck Area | 726 sqft Deck |
| Patio Area | 266 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 266 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 000168722 |
|---|---|
| Street Address | 643 WAVE ARCH |
| City | COROLLA |
| State | NC |
| Zip | 27927 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OCEAN SANDS SECT O LOT 59 |
| Legal Subdivision | OCEAN SANDS |
| Legal Lot Number | 59 |
| Jurisdiction | CURRITUCK NC |
| Minor Civil Division | POPLAR BRANCH |
| Census Blockgroup | 1 |
| Census Block | 1156 |
| Census Tract | 110101 |
Source: Currituck County records · APN 9944-09-4284
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18307 COMMANDERY WAY, OLNEY, MD 20832-3133 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Deed Doc Number | 0001746394 |
| Deed Book / Page | 1746 / 394 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 643 WAVE ARCH, COROLLA, NC 27927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0016180052 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 1618/52 |
| Instrument | 363601 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 12, 2023 |
| Property Address | 643 WAVE ARCH, COROLLA, NC 27927 |
| Document Number | 0017460394 |
| Book / Page | 1746 / 394 |
| Map Reference | CAB F SL 242 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 384993 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 WATCH ISLAND REACH, CHESAPEAKE, VA 23320-9285 |
| Name | Verified Name |
|---|---|
| Address | 18307 COMMANDERY WAY, OLNEY, MD 20832-3133 |
| Document Number | 0000384994 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 384994 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
Source: Currituck County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,754.00 (+0.21%) | $660,300 (-) Land $275,000 Building $385,300 | |
| 2024 | $7,738.00 (+7.52%) | $660,300 (-) Land $275,000 Building $385,300 | |
| 2023 | $7,197.00 (+27.72%) | $660,300 (-) Land $275,000 Building $385,300 | $660,300 (-) Land $275,000 Building $385,300 |
| 2022 | $5,635.00 | $660,300 Land $275,000 Building $385,300 | $660,300 (-) Land $275,000 Building $385,300 |
| 2021 | $660,300 Land $275,000 Building $385,300 |
Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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