Habersham County property record for 643 Washington St, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 2006 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Jul 2021) |
| Tax Bill | $5,576 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104 051 |
| Primary APN | 104 051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Heated Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 860 sqft |
| Attic | Attic |
| Attic Area | 860 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 403255 |
|---|---|
| Street Address | 643 WASHINGTON ST |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 10-20 PB-2-27 DB 1275-346 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Washington Street Historic District listed 1982 · 12 contributing resources · NRIS 82002443 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 231 RIVERSIDE DR, MACON, GA 31201-3427 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Aug 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK |
| Jul 7, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2016 · Amount on Record |
| Deed Document Number | 20212073 |
| Deed Book / Page | 1275 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 643 WASHINGTON ST, CLARKESVILLE, GA 30523-6015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 231 RIVER RIDGE RD, CLARKESVILLE, GA 30523 |
| Document Number | 0000001345/0000001101 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 0000001345/0000001101 |
| Name | CAPITAL CITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 643 WASHINGTON ST, CLARKESVILLE, GA 30523-6015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 643 WASHINGTON ST, CLARKESVILLE, GA 30523-6015 |
| Document Number | 0000001275/0000000349 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 0000001275/0000000349 |
| Name | CAPITAL CITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 24, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 7, 2021 |
| Property Address | 643 WASHINGTON ST, CLARKESVILLE, GA 30523-6015 |
| Document Number | 1275/346 |
| Book / Page | 1275 / 346 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021-002073 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 RIVERSIDE DR, MACON, GA 31201-3415 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Clarkesville City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,576.00 (-1.95%) | $154,717 (+1.73%) Land $20,938 Building $133,779 | $386,793 (+1.73%) Land $52,345 Building $334,448 |
| 2025 | $5,687.00 (+52.67%) | $152,080 (+5.95%) Land $20,938 Building $131,142 | $380,201 (+5.95%) Land $52,345 Building $327,856 |
| 2023 | $3,725.00 (+14.3%) | $143,540 (+14.29%) Land $19,260 Building $124,280 | $358,850 (+14.29%) Land $48,150 Building $310,700 |
| 2022 | $3,259.00 | $125,592 Land $19,260 Building $106,332 | $313,980 Land $48,150 Building $265,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKESVILLE serves 5,785 people · EPA ID GA1370002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
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