643 Walnut St, Reading, PA 19601 Property Records

Berks County property record for 643 Walnut St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1910
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Sep 2024)
Tax Bill	$1,036 (2023)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-76-81-8433`

Property Details

APN / Parcel Number

Primary APN	`5307-76-81-8433`
Alternative APNs	`07-5307-76-81-8433` `7000131` `000131`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,396 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7000131
Street Address	643 WALNUT ST
City	BALLY
State	PA
Zip	19503-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1013
Census Tract	1300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	228 W WALNUT TREE DR, BLANDON, PA 19510-9620
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage JONESTOWN BANK & TRUST CO
Sep 23, 2024	Deed, Transfer · Commercial Mortgage SONG YE
Jun 10, 2019	Grant Deed, Transfer REGAL ABSTRACT LP, REGAL ABS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	202428552
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	643 WALNUT ST, READING, PA 19601-3524
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 PENN AVE, READING, PA 19608-9672

Mortgage

Document Number	0000016743
Date	Jun 5, 2025
Instrument	2025016743

Lender

Name	JONESTOWN BANK & TRUST CO
Type	Bank
Address	2 W MARKET ST, JONESTOWN, PA 17038

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 30, 2045

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 23, 2024
Property Address	643 WALNUT ST, READING, PA 19601-3524
Document Number	0000028552
Instrument Date	Sep 20, 2024
Instrument	2024028552
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 W WALNUT TREE DR, BLANDON, PA 19510-9620

Mortgage

Document Number	0000028553
Date	Sep 23, 2024
Instrument	2024028553

Lender

Name	SONG YE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 10, 2019
Property Address	643 WALNUT ST, READING, PA 19601-3524
Document Number	0000018134
Instrument Date	Jun 7, 2019
Instrument	18134
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	REGAL ABSTRACT LP, REGAL ABS LP

Transaction

Amount	Amount Recorded
Tax	$1,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	996 BAYWOOD AVE WERNERSVILLE PA 195651327, WERNERSVILLE, PA 19565-1327

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$9,300 (-60.76%) Land $9,300
2024		$23,700 Land $9,300 Building $14,400
2023	$1,036.00 Additional exemption filed
1994			$23,700 Land $9,300 Building $14,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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