643 Walnut Ave, North Beach, MD 20714 Property Records

Anne Arundel County property record for 643 Walnut Ave, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,208 sqft · built 1972
Lot Size	0.255 acres (11,100 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Aug 2020)
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-692-01765595`

Property Details

APN / Parcel Number

Primary APN	`08-692-01765595`
Alternative APNs	`8-692-01765595` `69201765595`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.255 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	69201765595
Street Address	643 WALNUT AVE
City	NORTH BEACH
State	MD
Zip	20714-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 6 PT5 BK2 SCA PL1 ROSE HAVEN
Legal Subdivision	ROSE HAVEN
Legal Block	2
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1067
Census Tract	708001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 WALNUT AVE, NORTH BEACH, MD 20714-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Feb 18, 2004 · Amount on Record
Deed Book / Page	35072 / 54
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0285360276
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 19, 2020
Property Address	643 WALNUT AVE, NORTH BEACH, MD 20714-9643
Document Number	0350720054
Book / Page	35072 / 54
Map Reference	MB 20 PG 10
Instrument Date	Jul 6, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	643 WALNUT AVE, NORTH BEACH, MD 20714-9643

Mortgage

Document Number	3507262
Date	Aug 19, 2020
Instrument	35072/62

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,600 (+6.56%) Land $230,400 Building $257,200	$487,600 (-) Land $230,400 Building $257,200
2025	$4,916.00 (+2.27%) Homeowner's exemption	$457,567 (+15.11%)	$487,600 (+22.67%) Land $230,400 Building $257,200
2024	$4,807.00 (+14.86%)
2023	$4,185.00 Homeowner's exemption	$397,500 Land $194,400 Building $203,100	$397,500 Land $194,400 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	20 (1979–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSE HAVEN private · serves 235 people · EPA ID MD0020030
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250