643 Wagner St, Fort Wayne, IN 46805 Property Records

Allen County property record for 643 Wagner St, Fort Wayne, IN 46805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,208 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$75,810 (Jun 2024)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`02-12-01-104-021.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-01-104-021.000-074`
Alternative APN	`9120940015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	4,196 sqft
1st Floor Area	1,104 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	1,104 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 WAGNER ST
City	FORT WAYNE
State	IN
Zip	46805-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BALTES KOENIG & WAGNER ADD
Legal Subdivision	BALTES KOENIG & WAGNER ADD
Legal Lot Number	15
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2021
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fort Wayne Park and Boulevard System Historic District listed 2010 · 180 contributing resources · NRIS 10001099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

643 Wagner St is owned and occupied by two individuals who bought it in June 2024.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 WAGNER ST, FORT WAYNE, IN 46805-4042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	202431671
Prior Transfer Date	Jun 8, 2024
Prior Transfer Doc	2024031671
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	643 WAGNER ST, FORT WAYNE, IN 46805-4042
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022024437
Date	May 4, 2022
Instrument	2022024437

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 3, 2021
Property Address	643 WAGNER ST, FORT WAYNE, IN 46805-4042
Document Number	2021059395
Map Reference	MB 95 PG 262
Instrument Date	Aug 30, 2021
Instrument	2021059395
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 WAGNER ST, FORT WAYNE, IN 46805-4042

Mortgage

Document Number	2021059396
Date	Sep 3, 2021
Instrument	2021059396

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 643 Wagner St was $1,254 with a homeowner's exemption, up 17.2% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00 (+17.2%) Homeowner's exemption	$137,200 Land $36,200 Building $101,000	$137,200 Land $36,200 Building $101,000
2024	$1,070.00 (+18.49%)
2023	$903.00 (+16.37%)	$108,600 (+13.84%) Land $15,800 Building $92,800	$108,600 (+13.84%) Land $15,800 Building $92,800
2022	$776.00	$95,400 Land $15,800 Building $79,600	$95,400 Land $15,800 Building $79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Wagner St in Zone X, where a levee reduces flood risk, though there have been 340 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	340 (1978–2013)
Claims Outside the SFHA	6 of 340
Most Recent Claim	Jun 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 7 claims Severe Storms And Flooding, Feb 2008 · 2 claims Severe Storms & Flooding, Jan 1991 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Wagner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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