643 W Downer Pl, Aurora, IL 60506 Property Records

Kane County property record for 643 W Downer Pl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,841 sqft · built 1915
Lot Size	0.216 acres (9,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Dec 2024)
Tax Bill	$9,155 (2025)
Deeds & Mortgages	Jun 2022 Sale Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-180-018`

Property Details

APN / Parcel Number

Primary APN	`15-21-180-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	3,565 sqft
Basement Area	1,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	9,405 sqft (0.216 acres)
Lot Dimensions	198 ft deep x 47.5 ft wide
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	643 W DOWNER PL
City	AURORA
State	IL
Zip	60506-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES 2ND ADDN LOT 15 BLK 9 LOT DIMENSIONS: 47.5 X 198 APPROX LOT SQ FT 9405 SUBDIVISION: SEC 21- W DOWNER PL RANGE CODE: 001
Legal Subdivision	LAKES 2ND ADDN
Legal Block	9
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 ROBIN HILL DR, NAPERVILLE, IL 60540-7343
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 28, 2018	Administrator's Deed, Transfer · FHA Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	202445530
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 7, 2022
Property Address	643 W DOWNER PL, AURORA, IL 60506-5001
Document Number	0000029812
Instrument Date	May 20, 2022
Instrument	2022K029812
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 CALIENDO CIR, MONTGOMERY, IL 60538-4014

September 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2018
Property Address	643 W DOWNER PL, AURORA, IL 60506-5001
Document Number	0000047480
Instrument Date	Sep 24, 2018
Instrument	2018K047480
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 W DOWNER PL, AURORA, IL 60506-5001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047481
Date	Sep 28, 2018
Instrument	2018K047481

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,155.00 (+12.59%)	$123,264 (+9.39%) Land $25,677 Building $97,587	$369,940 (+9.39%) Land $77,062 Building $292,878
2024		$112,683 (+22.66%) Land $23,473 Building $89,210	$338,184 (+22.71%) Land $70,447 Building $267,737
2022	$8,131.00 (+4.07%)	$91,863 (+7.41%) Land $19,136 Building $72,727	$275,589 (+7.41%) Land $57,408 Building $218,181
2021	$7,813.00	$85,526 Land $17,816 Building $67,710	$256,578 Land $53,448 Building $203,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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