643 W Desert Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 643 W Desert Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,879 sqft · built 1998
Lot Size	0.194 acres (8,433 sqft)
Owner	Company Name on Record
Last Sale	$395,000 (Apr 2016)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Jun 2022 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`310-05-411`

Property Details

APN / Parcel Number

Primary APN	`310-05-411`
Alternative APN	`310054113`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,879 sqft Living Area
Gross Area	3,119 sqft
1st Floor Area	2,879 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,433 sqft (0.194 acres)
Parking Spaces	3 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	643 W DESERT AVE
City	GILBERT
State	AZ
Zip	85233-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	STONEHENGE - GILBERT MCR 401-33
Legal Range	5E
Legal Township	1S
Legal Section	1
Legal Subdivision	STONEHENGE - GILBERT
Legal Lot Number	175
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	422308

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 W DESERT AVE, GILBERT, AZ 85233-2044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Intrafamily Transfer, Transfer
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	2016293690
Last Transfer Date	Jun 3, 2022
Transfer Doc	0000498564
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 14, 2022
Property Address	643 W DESERT AVE, GILBERT, AZ 85233-2044
Document Number	0000498564
Map Reference	MB 401 PG 33
Instrument Date	Jun 3, 2022
Instrument	20220498564
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 W DESERT AVE, GILBERT, AZ 85233-2044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	643 W DESERT AVE, GILBERT, AZ 85233-2044

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 W DESERT AVE, GILBERT, AZ 85233-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225795
Date	Mar 16, 2020
Instrument	20200225795

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 W DESERT AVE, GILBERT, AZ 85233-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 W DESERT AVE, GILBERT, AZ 85233-2044

Mortgage

Document Number	0001277834
Date	Dec 28, 2020
Instrument	20201277834

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,860 (+49.73%)	$538,600 (+1.3%) Land $107,700 Building $430,900
2025	$2,734.00 (+3.13%)	$35,972 (-37.28%)	$531,700 (-7.29%) Land $106,300 Building $425,400
2024		$57,350	$573,500 Land $114,700 Building $458,800
2023	$2,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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