643 W 87th St, Chicago, IL 60620 Property Records

Cook County property record for 643 W 87th St, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1924
Lot Size	0.11 acres (4,795 sqft)
Owner	Company Name on File
Last Sale	$41,000 (Feb 2018)
Tax Bill	$1,293 (2023)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-102-004`

Property Details

APN / Parcel Number

Primary APN	`25-04-102-004`
Alternative APN	`25-04-102-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,795 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	643 W 87TH ST
City	CHICAGO
State	IL
Zip	60620-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(PART) OF (SOUTH)(ENGLEWOOD) IN NW SEC 04-37-14
Legal Range	14E
Legal Township	37N
Legal Section	04
Legal Subdivision	PART OF SOUTH ENGLEWOOD
Legal Block	6
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2006
Census Tract	711500

Owner

643 W 87th St is owned by a company that bought it in February 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	310 N OTTAWA ST, JOLIET, IL 60432-4009
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage BBT SERIES XVI LLC
Feb 5, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Prior Sale	Oct 22, 2015
Deed Document Number	20188134
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	643 W 87TH ST, CHICAGO, IL 60620-2134
Document Number	1924242025
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 W 87TH ST CHICAGO IL 606202134, CHICAGO, IL 60620-2134

Mortgage

Document Number	1924242025
Date	Aug 30, 2019
Instrument	24242025

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	643 W 87TH ST, CHICAGO, IL 60620-2134
Document Number	1832518020
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S LODGE LN LOMBARD IL 601482918, LOMBARD, IL 60148-2918

Mortgage

Document Number	1832518020
Date	Nov 21, 2018
Instrument	32518020

Lender

Name	BBT SERIES XVI LLC
Address	HOUSTON, TX 77002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 5, 2018
Property Address	643 W 87TH ST, CHICAGO, IL 60620-2134
Document Number	1803608134
Instrument Date	Feb 2, 2018
Instrument	3608134
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$41.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S LODGE LN LOMBARD IL 601482918, LOMBARD, IL 60148-2918

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,000 Land $4,555 Building $7,445	$120,000 Land $45,550 Building $74,450
2023	$1,293.00 (+2.54%)
2022	$1,261.00 (+2.35%)	$6,114 (-) Land $3,596 Building $2,518	$61,140 (-) Land $35,960 Building $25,180
2021	$1,232.00	$6,114 Land $3,596 Building $2,518	$61,140 Land $35,960 Building $25,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 W 87th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 W 87th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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