643 W 850 S, Orem, UT 84058 Property Records

Utah County property record for 643 W 850 S, Orem, UT 84058 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 3,296 sqft · built 1989
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$174,700 (Sep 2021)
Tax Bill$3,933 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-175-0006

Property Details

APN / Parcel Number

Primary APN46-175-0006
Alternative APN
  • 066490

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,296 sqft Living Area
Gross Area6,248 sqft
1st Floor Area1,981 sqft
Basement Area1,945 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Architectural StyleA-Frame
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialWood Shingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area1,007 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Slab
Porch Area492 sqft
Deck AreaDeck Area
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number066490
Street Address643 W 850 S
CityOREM
StateUT
Zip84058-6750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, PLAT A, MORONI VIEW SUB.
Legal SubdivisionMORONI VIEW SUB
Legal Lot Number6
JurisdictionUTAH UT
Township / Civil DivisionPROVO-OREM
Census Block Group2
Census Block2001
Census Tract1103

Owner

Source: Utah County records · APN 46-175-0006

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 W 850 S, OREM, UT 84058-6750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
UTAH COMMUNITY FEDERAL CREDIT UNION
Sep 07, 2021Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage
AMERICAN UNITED FAMILY CREDIT UNION
Sep 03, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2021 · Amount on Record
Deed SaleSep 07, 2021 · Amount on Record
Prior SaleSep 03, 2021 · Amount on Record
Deed Document Number2021154828
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Recording DateJul 29, 2026
Property Address643 W 850 S, OREM, UT 84058-6750
Document Number0000062663
Instrument DateJul 23, 2026
Instrument202662663
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 W 850 S, OREM, UT 84058-6750

Mortgage

Document Number0000062663,
DateJul 29, 2026
Instrument202662663
Lender
NameUTAH COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionUTAH UT
Recording DateSep 07, 2021
Property Address643 W 850 S, OREM, UT 84058-6750
Document Number0000154828
Instrument DateAug 19, 2021
Instrument154828:2021
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 E 600 N, OREM, UT 84097-4134

Mortgage

Document Number0000154504
DateSep 07, 2021
Instrument154504:2021
Lender
NameAMERICAN UNITED FAMILY CREDIT UNION
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateSep 03, 2021
Property Address643 W 850 S, OREM, UT 84058-6750
Document Number0000154398
Instrument DateAug 06, 2021
Instrument154398:2021
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyVANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 W 850 S, OREM, UT 84058-6750

Mortgage

Document Number0000154503
DateSep 03, 2021
Instrument154503:2021
Lender
NameFIRST COLONY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityOrem City
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$504,075 (-43.85%)$916,500 (+2.08%) Land $250,400 Building $666,100
2025$3,933.00 (+0.03%)$897,800 (+109.36%) Land $250,400 Building $647,400$897,800 (+15.15%) Land $250,400 Building $647,400
2024$3,932.00 (+20.5%)
2023$3,263.00 (-6.4%)$428,835$779,700 Land $238,500 Building $541,200
2022$3,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 406 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Utah Telecommunication Open Infrastructure AgencyFiber10,000 / 10,000
Lumen TechnologiesFiber3,000 / 3,000
SenawaveFiber2,500 / 2,500
XfinityCable2,000 / 250
Beehive Telephone CompaniesFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

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