643 W 19th St, Covington, KY 41014 Property Records

Kenton County property record for 643 W 19th St, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,880 sqft · built 1998
Lot Size	0.219 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$4,800,000 (Nov 2018)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-21-01-162.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-01-162.00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,880 sqft Finished Area
Gross Area	3,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0552101162.00
Street Address	643 W 19TH ST
City	COVINGTON
State	KY
Zip	41014-1181
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FRANKLIN STREET URBAN RENEWAL PROJECT LOT 62
Legal Subdivision	FRANKLIN ST URBAN REN PROJECT
Legal Lot Number	62
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3018
Census Tract	65000

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3113 CAROL LEE LN, ERLANGER, KY 41018-2247
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	0006542112
Deed Book / Page	6542 / 112
Record Updated	Jun 8, 2026

November 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Nov 8, 2018
Property Address	643 W 19TH ST, COVINGTON, KY 41014-1181
Document Number	0000000320
Book / Page	0C6542 / 000112
Instrument Date	Nov 8, 2018
Instrument	320
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	55
Date	Nov 8, 2018
Book Page	0C6554/000001
Instrument	55

Lender

Name	ANN MILBURN
Address	425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 7, 2038

Interest

Rate	3.22%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,788.00 (-0.56%)	$135,000 (-) Land $15,000 Building $120,000	$135,000 (-) Land $15,000 Building $120,000
2023	$1,798.00	$135,000 Land $15,000 Building $120,000	$135,000 Land $15,000 Building $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W 19th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures