643 W 100 N, Smithfield, UT 84335 Property Records

Cache County property record for 643 W 100 N, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,158 sqft · built 1999
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Oct 2002)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-079-0080`

Property Details

APN / Parcel Number

Primary APN	`08-079-0080`

Interior

Building Area	1,158 sqft Living Area

Exterior

Year Built	Built 1999
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Street Address	643 W 100 N
City	SMITHFIELD
State	UT
Zip	84335-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BUHLER SUBDIVISION CONT 0.70 AC DESC AS FOLLOWS: BEG 236 FT W OF PT 1394.5 FT W OF PT 3.22 CHS N OF SE COR NW/4 SEC 28
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1044
Census Tract	201

Owner

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 W 100 N, SMITHFIELD, UT 84335-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2002 · Amount on Record
Deed Sale	Oct 10, 2002 · Amount on Record
Prior Sale	May 23, 2002 · Amount on Record
Deed Document Number	800818
Deed Book / Page	1145 / 0731
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	643 W 100 N, SMITHFIELD, UT 84335-2203
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02430/1340
Date	Apr 24, 2024
Book Page	2430/1340
Instrument	1356532

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	643 W 100 N, SMITHFIELD, UT 84335-2203
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002347/249
Date	Jun 29, 2022
Book Page	2347/249
Instrument	1322983

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	643 W 100 N, SMITHFIELD, UT 84335-2203
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2238/758
Date	Mar 29, 2021
Book Page	2238/758
Instrument	1281025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (+13.84%)	$251,030 (+28.29%)	$456,417 (+28.29%) Land $204,250 Building $252,167
2023	$1,647.00	$195,670	$355,768 Land $85,000 Building $270,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber, Rise Broadband, T-Mobile.

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