643 Veranda Cir, Hayward, CA 94541 Property Records

Alameda County property record for 643 Veranda Cir, Hayward, CA 94541

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,381 sqft · built 2003
Lot Size0.021 acres (932 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Feb 2019)
Tax Bill$8,226 (2025)
Deeds & MortgagesOct 2023 Transfer
Aug 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN431-102-86

Property Details

APN / Parcel Number

Primary APN431-102-86
Alternative APN
  • 431-0102-086-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,381 sqft Living Area

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Construction TypeWood
Lot Area932 sqft (0.021 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address643 VERANDA CIR
CityHAYWARD
StateCA
Zip94541-6539
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group2
Census Block2006
Census Tract436302

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address643 VERANDA CIR, HAYWARD, CA 94541-6539
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Intrafamily Transfer, Transfer
Aug 16, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Nov 24, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Nov 8, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Feb 21, 2019Grant Deed, Transfer · VA Mortgage
STEARNS LENDING LLC
Mar 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2019 · Amount on Record
Deed SaleFeb 21, 2019 · Amount on Record
Prior SaleFeb 21, 2019 · Amount on Record
Deed Document Number0000032681
Last Transfer DateOct 26, 2023
Transfer Doc0000126016
Record UpdatedJun 7, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateOct 26, 2023
Property Address643 VERANDA CIR, HAYWARD, CA 94541-6539
Document Number0000126016
Map ReferenceMB 263 PG 79-86
Instrument DateOct 15, 2023
Instrument2023126016
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address643 VERANDA CIR, HAYWARD, CA 94541-6539

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address643 VERANDA CIR, HAYWARD, CA 94541-6539
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 VERANDA CIR, HAYWARD, CA 94541-6539

Mortgage

Document Number0000277855
DateAug 16, 2021
Instrument2021277855
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address643 VERANDA CIR, HAYWARD, CA 94541-6539
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 VERANDA CIR, HAYWARD, CA 94541-6539

Mortgage

Document Number0000323371
DateNov 24, 2020
Instrument2020323371
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address643 VERANDA CIR, HAYWARD, CA 94541-6539
Document Number0000234757
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 VERANDA CIR HAYWARD CA 945416539, HAYWARD, CA 94541-6539

Mortgage

Document Number0000234757
DateNov 15, 2019
Instrument234757
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateFeb 21, 2019
Property Address643 VERANDA CIR, HAYWARD, CA 94541-6539
Document Number0000032681
Map ReferenceMB 263 PG 79-86
Instrument DateFeb 5, 2019
Instrument2019032681
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 VERANDA CIR, HAYWARD, CA 94541-6539

Mortgage

Document Number0000032682
DateFeb 21, 2019
Instrument2019032682
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address643 VERANDA CIR, HAYWARD, CA 94541-6539
Document Number0000069766
Instrument DateMar 29, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 VERANDA CIR HAYWARD CA 945416539, HAYWARD, CA 94541-6539

Mortgage

Document Number0000069766
DateApr 6, 2018
Instrument69766
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 5, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address643 VERANDA CIR, HAYWARD, CA 94541-6539
Document Number0000074440
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedApr 20, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 VERANDA CIR HAYWARD CA 945416539, HAYWARD, CA 94541-6539

Mortgage

Document Number0000074440
DateMar 31, 2017
Instrument74440
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,226.00 (+2.48%)$669,300 (+4.04%) Land $200,790 Building $468,510
2023$8,027.00$643,313 Land $192,994 Building $450,319

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Robinson Hardware and Software Solutions
Fixed Wireless
1,000 / 1,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100

May also be available: California Internet, Sail Internet Holdings, T-Mobile USA, Tekify.

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