Monterey County property record for 643 University Ave, Salinas, CA 93901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,531 sqft · built 1959 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Apr 2019) |
| Tax Bill | $6,765 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 016-021-007-000 |
| Primary APN | 016-021-007-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,531 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 6,100 sqft (0.14 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 643 UNIVERSITY AVE |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93901-1253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE MANOR ADD 1 LOT 15 BLK 4 |
| Legal Subdivision | COLLEGE MANOR |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1600 |
643 University Ave is owned and occupied by two individuals who bought it in April 2019.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 UNIVERSITY AVE, SALINAS, CA 93901-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 30, 2019 | Grant Deed, Transfer · FHA Mortgage ON Y GIO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Oct 16, 2012 · Amount on File |
| Deed Document Number | 201916810 |
| Prior Transfer Date | Oct 11, 2012 |
| Prior Transfer Doc | 0000063322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 643 UNIVERSITY AVE, SALINAS, CA 93901-1253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 643 UNIVERSITY AVE, SALINAS, CA 93901-1253 |
| Document Number | 0000075548 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020075548 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 643 UNIVERSITY AVE, SALINAS, CA 93901-1253 |
| Document Number | 0000016810 |
| Map Reference | VOL 6 PG 83 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 2019016810 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY SALINA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 643 UNIVERSITY AVE, SALINAS, CA 93901-1253 |
| Document Number | 0000016811 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019016811 |
| Name | ON Y GIO INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Number | 0000016812 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019016812 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 643 University Ave was $6,765.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Salinas City |
| Elementary School District | Salinas City Elementary School District (KG - 06) |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $551,840 (+2%) Land $284,453 Building $267,387 | |
| 2025 | $6,765.00 | $541,021 Land $278,876 Building $262,145 |
| 2023 | $5,984.00 (+3.87%) | $520,014 Land $268,048 Building $251,966 |
| 2022 | $5,761.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 643 University Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 643 University Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.
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