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643 Thoma St, Reno, NV 89502 Property Records

Washoe County property record for 643 Thoma St, Reno, NV 89502

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,012 sqft · built 1928
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Dec 2022)
Tax Bill$594 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013-104-14

Property Details

APN / Parcel Number

Primary APN013-104-14
Alternative APN
  • 23615

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,012 sqft Living Area
Gross Area1,463 sqft
1st Floor Area891 sqft
Basement Area572 sqft
Finished Basement121 sqft
Unfinished Basement451 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchConcrete/Metal Slab
Porch Area364 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address643 THOMA ST
CityRENO
StateNV
Zip89502-0906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF14
Legal DescriptionBURKES ADD AMD LT 15 BLK 7
Legal Range19E
Legal Township19N
Legal Section13
Legal SubdivisionBURKES ADDITION
Legal Block7
Legal Lot Number15
JurisdictionWASHOE NV
Township / Civil DivisionRENO SOUTHEAST
Census Block Group2
Census Block2000
Census Tract701

Owner

643 Thoma St is owned and occupied by two individuals who bought it in December 2022.

Source: Washoe County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address643 THOMA ST, RENO, NV 89502-0906
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2022 · Amount on File
Deed SaleDec 20, 2022 · Amount on File
Prior SaleApr 25, 1996 · Amount on File
Deed Document Number20225352888
Prior Transfer DateJul 2, 1996
Prior Transfer Doc0002009369
Record UpdatedOct 29, 2026

December 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateDec 20, 2022
Property Address643 THOMA ST, RENO, NV 89502-0906
Document Number0005352888
Instrument DateDec 19, 2022
Instrument5352888
Transaction TypeTransfer
Record UpdatedJan 3, 2023
Title CompanyFIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,230.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address643 THOMA ST, RENO, NV 89502-0906

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address643 THOMA ST, RENO, NV 89502-0906

Mortgage

Document Number0005352889
DateDec 20, 2022
Instrument5352889
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 643 Thoma St was $594.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
MunicipalityReno City
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,872 (+1.35%) Land $34,860 Building $16,012
2025$594.00$50,193 Land $34,265 Building $15,928$143,408 Land $97,900 Building $45,508
2023$765.00$47,905 Land $33,390 Building $14,515$136,872 Land $95,400 Building $41,472
2021$85,108 Land $52,200 Building $32,908

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 643 Thoma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 Thoma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRUCKEE MEADOWS WATER AUTHORITY
serves 442,000 people · EPA ID NV0000190
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Net NV
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Hot Spot Broadband
Fixed Wireless		100 / 50
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		100 / 20

May also be available: Truckee Meadows Internet.

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