643 Summit St, Richland, WA 99352 Property Records

Benton County property record for 643 Summit St, Richland, WA 99352

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,895 sqft · built 2014
Lot Size0.489 acres (21,310 sqft)
OwnerOwner Name on File
Last Sale$115,000 (Apr 2013)
Tax Bill$9,563 (2023)
Deeds & MortgagesSep 2020 Mortgage
APN127983020000005

Property Details

APN / Parcel Number

Primary APN127983020000005
Alternative APN
  • 292409

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,895 sqft Living Area
Gross Area6,772 sqft
1st Floor Area2,895 sqft
Basement Area2,825 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Foundation TypeRaised
Roof MaterialSlate
Lot Area21,310 sqft (0.489 acres)
Garage TypeAttached
Garage Area1,052 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area730 sqft
Patio Area67 sqft
BalconyBalcony
Balcony Area365 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address643 SUMMIT ST
CityRICHLAND
StateWA
Zip99352-7326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 27, TOWNSHIP 9, RANGE 28, QUARTER SW, SUBDIVISION , WESTCLIFFE, PHASE VI, LOT 5, AF#2007-027520, 8202007.
Legal Range28
Legal Township09
Legal Section27
Legal SubdivisionQUARTER SW, SUBDIVISION
Legal Phase6
Legal Lot Number5
JurisdictionBENTON WA
Township / Civil DivisionRICHLAND-KENNEWICK
Census Block Group1
Census Block1049
Census Tract10811

Owner

The current owner of 643 Summit St bought it in April 2013.

Source: Benton County records, as of March 29, 2024

Owner of RecordOwner Name on File
Mailing Address643 SUMMIT ST, RICHLAND, WA 99352-7326

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2013 · Amount on File
Deed SaleApr 10, 2013 · Amount on File
Prior SaleMay 13, 2008 · Amount on File
Deed Document Number2013-011664
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON WA
Property Address643 SUMMIT ST, RICHLAND, WA 99352-7326
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035437
DateSep 16, 2020
Instrument2020-035437
Lender
NameCOMMUNITY FIRST BANK
TypeBank
AddressKENNEWICK, WA 99336
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateWashington
CountyBenton County
MunicipalityRichland City
Unified School DistrictRichland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,563.00$1,200,520 (+24.37%) Land $125,000 Building $1,075,520$1,200,520 (+24.37%) Land $125,000 Building $1,075,520
2022$965,250 Land $125,000 Building $840,250$965,250 Land $125,000 Building $840,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 643 Summit St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Summit St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 44% of Washington
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHLAND
serves 106,499 people · EPA ID WA5372250
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
PocketiNet
Fixed Wireless
200 / 50

May also be available: Advanced High Speed Internet.

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number