643 Stone Farm Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 643 Stone Farm Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,592 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Oct 2021)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:33 B:6 L:39`

Property Details

APN / Parcel Number

Primary APN	`HERM M:33 B:6 L:39`
Alternative APNs	`HERM M:033 B:006 L:039` `4086`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4086
Old Parcel Number	HERM M:033 B:006 L:039
Street Address	643 STONE FARM DR
City	HERMON
State	ME
Zip	04401-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	6
Legal Lot Number	39
Jurisdiction	HERMON ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1007
Census Tract	900

Owner

643 Stone Farm Dr is owned by two individuals who bought it in October 2021.

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 RICHARDS RD, GLENBURN, ME 04401-1239
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Nov 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Oct 22, 2021	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Deed Book / Page	16243 / 272
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Recording Date	Jun 1, 2026
Property Address	643 STONE FARM DR, HERMON, ME 04401-3717
Document Number	0178900163
Book / Page	17890 / 163
Instrument Date	May 14, 2026
Instrument	202613545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 STONE FARM DR, HERMON, ME 04401-3717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013545,
Date	Jun 1, 2026
Book Page	17890/163
Instrument	202613545

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2056
Index	Other
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Recording Date	Jun 1, 2026
Property Address	643 STONE FARM DR, HERMON, ME 04401-3717
Document Number	0000013545
Book / Page	17890 / 163
Instrument Date	May 14, 2026
Instrument	202613545
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 STONE FARM DR, HERMON, ME 04401-3717
Investor	Possibly a Property Investor

Mortgage

Document Number	0178900163,
Date	Jun 1, 2026
Book Page	17890/163
Instrument	202613545

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2056
Index	Other
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	643 STONE FARM DR, HERMON, ME 04401-3717
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166760223
Date	Nov 3, 2022
Book Page	16676/223
Instrument	32542

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Oct 22, 2021
Property Address	643 STONE FARM DR, HERMON, ME 04401-3717
Document Number	0162430272
Book / Page	16243 / 272
Instrument Date	Oct 18, 2021
Instrument	36279
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 RICHARDS RD, GLENBURN, ME 04401-1239

Mortgage

Document Number	0000036280
Date	Oct 22, 2021
Instrument	36280

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 643 Stone Farm Dr was $5,581, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,581.00 (+21.8%)	$471,000 (+12.04%) Land $66,200 Building $404,800
2024	$4,582.00 (+1.55%)	$420,400 (+9.48%) Land $59,000 Building $361,400
2023	$4,512.00 (+104.16%)	$384,000 (+106.79%) Land $54,900 Building $329,100
2022	$2,210.00	$185,700 Land $48,800 Building $136,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 Stone Farm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Stone Farm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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