643 State St, Toledo, OH 43604 Property Records

Lucas County property record for 643 State St, Toledo, OH 43604

Property Summary

Property Type	Office Building
Lot Size	0.08 acres (3,502 sqft)
Owner	Company Name on Record
Tax Bill	$348 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-30864`

Property Details

APN / Parcel Number

Primary APN	`16-30864`
Alternative APN	`01307008`

Exterior

Lot Area	3,502 sqft
Lot Width	25 ft Width

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 STATE ST
City	TOLEDO
State	OH
Zip	43604
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	10-CD
Legal Description	WOODRUFFS ADDITION LOT 143 W 25 FT
Legal Subdivision	WOODRUFFS ADDITION
Legal Tract	28
Legal Lot Number	143
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1000
Census Tract	2800

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1933 SPIELBUSCH AVE, TOLEDO, OH 43604-5360
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer AAA TITLE AGENCY INC, AREA TITLE AGENCY INC
Nov 6, 2025	Warranty Deed, Transfer
Mar 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025
Deed Sale	Nov 14, 2025
Prior Sale	Nov 6, 2025
Deed Document Number	202511140041263
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 14, 2025
Property Address	643 STATE ST, TOLEDO, OH 43604
Document Number	0000041263
Map Reference	VOL 1 PG 71
Instrument Date	Nov 7, 2025
Instrument	202511140041263
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	AAA TITLE AGENCY INC, AREA TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1933 SPIELBUSCH AVE, TOLEDO, OH 43604-5360
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 6, 2025
Property Address	643 STATE ST, TOLEDO, OH 43604
Document Number	0000040411
Map Reference	VOL 1 PG 71
Instrument Date	Sep 19, 2025
Instrument	202511060040411
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 EXECUTIVE PKWY, TOLEDO, OH 43606-1398
Investor	Possibly a Property Investor

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 14, 2018
Property Address	643 STATE ST, TOLEDO, OH 43604
Document Number	0000010222
Instrument Date	Nov 1, 2017
Instrument	10222
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1933 SPIELBUSCH AVE TOLEDO OH 436045360, TOLEDO, OH 43604-5360

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$348.00 (+12.62%)	$2,625 (-) Land $1,575 Building $1,050
2024	$309.00 (+4.04%)	$2,625 (+27.12%) Land $1,575 Building $1,050	$7,500 (+27.12%) Land $4,500 Building $3,000
2023	$297.00 (-1%)	$2,065 (-) Land $1,330 Building $735
2022	$300.00	$2,065 Land $1,330 Building $735
2021			$5,900 Land $3,800 Building $2,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1985)
Most Recent Claim	Apr 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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