643 State St, Ottawa, IL 61350 Property Records

LaSalle County property record for 643 State St, Ottawa, IL 61350 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1917
Square Footage	1,314 sqft Total Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$305,000 (2024)
Tax Bill	$5,895.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`22-14-229-016`
Alternative APN	`18-14-276-016`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,314 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	643 STATE ST
City	OTTAWA
State	IL
Zip	61350-3944
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DAY'S ADD TO OTTAWA, LT 10 BLK 19 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	DAYS ADD
Legal Block	19
Legal Lot Number	10
Jurisdiction	LASALLE IL
Minor Civil Division	SOUTH OTTAWA
Census Blockgroup	2
Census Block	2042
Census Tract	963600

Owner

Source: LaSalle County records · APN 22-14-229-016

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 STATE ST, OTTAWA, IL 61350-3944
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2006	Deed of Trust, Mortgage · Stand Alone Second Mortgage QUICKEN LOANS INC
Aug 22, 2023	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN COMMERCIAL BANK & TRT
Jun 16, 2023	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Feb 22, 2007	Warranty Deed, Transfer · Seller Take-Back FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Aug 22, 2023 · Amount on Record
Deed Doc Number	202412917
Prior Transfer Date	Feb 26, 2007
Prior Transfer Doc	200704390
Record Refreshed	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	643 STATE ST, OTTAWA, IL 61350-3944
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITEL INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200606063
Date	Mar 10, 2006
Instrument	2006-06063

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2021

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 22, 2023
Property Address	643 STATE ST, OTTAWA, IL 61350-3944
Document Number	0202308605
Instrument Date	Aug 14, 2023
Instrument	2023-08605
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 S WASHINGTON ST STE 311, 311, NAPERVILLE, IL 60540-6664

Mortgage

Document Number	0202308606
Date	Aug 22, 2023
Instrument	2023-08606

Lender

Name	AMERICAN COMMERCIAL BANK & TRT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	6 Months
Min Rate At Change	5.38%
Max Rate At Change	9.38%
Index	Other
Max Rate	12.3%

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 16, 2023
Property Address	643 STATE ST, OTTAWA, IL 61350-3944
Document Number	0202305907
Instrument Date	Jun 12, 2023
Instrument	2023-05907
Transaction Type	Foreclosure
Record Updated	Jul 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Feb 22, 2007
Property Address	643 STATE ST, OTTAWA, IL 61350-3944
Document Number	200703989
Instrument Date	Feb 16, 2007
Instrument	2007-03989
Transaction Type	Transfer
Record Updated	Jun 07, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11735 BARNES FERRY RD, 11735, LA PORTE CITY, IA 50651-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 STATE ST, OTTAWA, IL 61350-3944

Mortgage

Document Number	200703991
Date	Feb 22, 2007
Instrument	2007-03991

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	Seller Take-Back
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2022

Mortgage

Document Number	0200703990
Date	Feb 22, 2007
Instrument	2007-03990

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.1%
Type Change Date	Mar 01, 2010
Change Frequency	6 Months
Min Rate At Change	8.1%
Max Rate At Change	11.1%
Index	6-Month LIBOR
Max Rate	14.1%

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,895.00 (+38.02%)	$64,540 (+56.19%) Land $11,296 Building $53,244	$193,620 (+56.19%) Land $33,888 Building $159,732
2024	$4,271.00	$41,321 (+8.74%) Land $10,411 Building $30,910	$123,963 (+8.74%) Land $31,233 Building $92,730
2023		$38,000 (-24.22%) Land $9,574 Building $28,426	$114,000 (-24.22%) Land $28,722 Building $85,278
2022		$50,147 Land $8,339 Building $41,808	$150,441 Land $25,017 Building $125,424

643 State St, Ottawa, IL 61350 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2023: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2023: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2007: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on State St

Nearby Streets

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