Herkimer County and Russia Town property record for 643 State Rte 8, Cold Brook, NY 13324
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1981 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2016) |
| Tax Bill | $4,464 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| APN | 214489 084.3-2-25 |
| Primary APN | 214489 084.3-2-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 488 sqft |
| Canopy | 480 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 060024660 |
|---|---|
| Street Address | 643 STATE ROUTE 8 |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-1907 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 44 |
| Legal Description | LOT 64 ROYAL GRANT HOUSE BLDG GARAGE RTE #8 |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11503 |
Source: Herkimer County and Russia Town records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 STATE ROUTE 8, COLD BROOK, NY 13324-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on Record |
| Deed Sale | May 26, 2016 · Amount on Record |
| Deed Book / Page | 1609 / 121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 643 STATE ROUTE 8, COLD BROOK, NY 13324-1907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | RP20172284 |
|---|---|
| Date | May 9, 2017 |
| Instrument | RP2017-2284 |
| Name | MANUFACTURERS AND TRADERS TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 (+1%) | $200,000 (-) Land $36,000 Building $164,000 | $278,164 (+4.31%) Land $50,070 Building $228,094 |
| 2023 | $200,000 Land $36,000 Building $164,000 | $266,667 Land $48,000 Building $218,667 | |
| 2020 | $4,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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