Putnam County property record for 643 State Rd 20, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,186 sqft · built 1960 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,500 (Apr 2015) |
| Tax Bill | $849 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-10-25-0000-011.0-000.0 |
| Primary APN | 16-10-25-0000-011.0-000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,186 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 22,651 sqft (0.519 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 78198 |
|---|---|
| Street Address | 643 STATE ROAD 20 |
| City | PALATKA |
| State | FL |
| Zip | 32177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW 1/4 OF NE 1/4 OR 75 P |
| Legal Range | 25E |
| Legal Township | 10S |
| Legal Section | 16 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950500 |
643 State Rd 20 is owned by an individual who bought it in April 2015.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 744, HOLLISTER, FL 32147-0744 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2015 · Amount on File |
| Deed Sale | Apr 8, 2015 · Amount on File |
| Prior Sale | Feb 16, 2007 · Amount on File |
| Deed Document Number | 201554815617 |
| Deed Book / Page | 1405 / 1018 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 643 State Rd 20 was $849.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $849.00 | $31,830 | $54,140 Land $5,720 Building $48,420 |
| 2023 | $746.00 (+2.61%) | $30,040 (+2.98%) | $54,150 (+20.15%) Land $5,720 Building $48,430 |
| 2022 | $727.00 | $29,170 | $45,070 Land $4,160 Building $40,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 State Rd 20 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 State Rd 20 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 75 / 20 |
May also be available: T-Mobile, Xfinity.
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