Christian County property record for 643 State Hwy P, Clever, MO 65631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,580 sqft · built 1960 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,806 (Aug 2026) |
| Tax Bill | $1,754 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-0.4-17-0-0-9 |
| Primary APN | 9-0.4-17-0-0-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 643 STATE HIGHWAY P |
|---|---|
| City | CLEVER |
| State | MO |
| Zip | 65631-6518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG. SEC SE1/4 NW1/4, TH 552 N/S & 224 E/W. |
| Legal Range | 23W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | CLEVER OUT |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 20102 |
Source: Christian County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 STATE HIGHWAY P, CLEVER, MO 65631-6518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF MISSOURI |
| Nov 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on Record |
| Deed Sale | Aug 6, 2026 · Amount on Record |
| Deed Document Number | 20269843 |
| Deed Book / Page | 2026 / 9706 |
| Prior Transfer Date | Oct 28, 2022 |
| Prior Transfer Doc | 0202216756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 643 STATE HIGHWAY P, CLEVER, MO 65631-6518 |
| Document Number | 0000009843 |
| Book / Page | 2026 / 9706 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20269843 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 STATE HIGHWAY P, CLEVER, MO 65631-6518 |
| Document Number | 0000009844, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 2026/9707 |
| Instrument | 20269844 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 643 STATE HIGHWAY P, CLEVER, MO 65631-6518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 643 STATE HIGHWAY P, CLEVER, MO 65631-6518 |
| Document Number | 0202204661 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 2022/4661 |
| Instrument | 2022L04708 |
| Name | THE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | PERRYVILLE, MO 63775 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Nov 14, 2022 |
| Property Address | 643 STATE HIGHWAY P, CLEVER, MO 65631-6518 |
| Document Number | 0202216756 |
| Book / Page | 2022 / 16756 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022L16928 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 643 STATE HIGHWAY P, CLEVER, MO 65631-6518 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Clever R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,754.00 (+5.66%) | $31,390 (+6.12%) | $165,200 (+6.1%) Land $32,000 Building $133,200 |
| 2024 | $1,660.00 | ||
| 2023 | $29,580 | $155,700 Land $32,000 Building $123,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 52% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Total HighSpeed Internet Solutions Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Verizon.
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