Kendall County property record for 643 Springbrook Trl N, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,536 sqft · built 2005 |
| Lot Size | 0.055 acres (2,379 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $186,000 (Aug 2005) |
| Tax Bill | $5,846 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-375-002 |
| Primary APN | 03-03-375-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 2,379 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 643 SPRINGBROOK TRL N |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 229 SPRINGBROOK AT FARMINGTON LAKES UNIT 2 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 229 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 890103 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 643 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on Record |
| Deed Sale | Aug 30, 2005 · Amount on Record |
| Deed Document Number | 200525966 |
| Last Transfer Date | Jan 4, 2018 |
| Transfer Doc | 0000001728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 643 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000006146 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 202000006146 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 5, 2018 |
| Property Address | 643 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002 |
| Document Number | 0000001728 |
| Instrument Date | Jan 4, 2018 |
| Instrument | 1728 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 643 SPRINGBROOK TRL N OSWEGO IL 605434002, OSWEGO, IL 60543-4002 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,298 (+36.59%) Land $14,421 Building $72,877 | $261,894 (+36.59%) Land $43,263 Building $218,631 | |
| 2024 | $5,846.00 | ||
| 2022 | $63,914 Land $10,558 Building $53,356 | $191,742 Land $31,674 Building $160,068 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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