Mobile County property record for 643 Spring Lake Ct, Mobile, AL 36695
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1998 |
| Lot Size | 0.084 acres (3,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (Apr 2020) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022804194002008077 |
| Primary APN | R022804194002008077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,469 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,666 sqft (0.084 acres) |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 81 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2632253 |
|---|---|
| Street Address | 643 SPRING LAKE CT |
| City | MOBILE |
| State | AL |
| Zip | 36695-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT J-2 SPRING LAKE UNIT TWO MBK 67 PG 53 #SEC 19 T4S R2W #MP28 04 19 4 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | SPRING LAKE |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 6411 |
Source: Mobile County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 SPRING LAKE CT, MOBILE, AL 36695-3428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK |
| Apr 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Prior Sale | May 27, 2016 · Amount on Record |
| Deed Document Number | 202024755 |
| Prior Transfer Date | Mar 9, 2001 |
| Prior Transfer Doc | 0000037261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 643 SPRING LAKE CT, MOBILE, AL 36695-3428 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000067084 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 7580/1653 |
| Instrument | 2017067084 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 28, 2020 |
| Property Address | 643 SPRING LAKE CT, MOBILE, AL 36695-3428 |
| Document Number | 0000024755 |
| Map Reference | MB 67 PG 53 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2020024755 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000024756 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020024756 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,660 (+18.01%) Land $3,500 Building $12,160 | $156,600 (+18.01%) Land $35,000 Building $121,600 | |
| 2023 | Additional exemption filed | $13,270 Land $3,500 Building $9,770 | $132,700 Land $35,000 Building $97,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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