643 Silverhedge Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 643 Silverhedge Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,673 sqft · built 1962
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (May 2019)
Tax Bill$5,882 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN590-0180-0402-00

Property Details

APN / Parcel Number

Primary APN590-0180-0402-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,673 sqft Living Area
1st Floor Area918 sqft
2nd Floor Area1,755 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area12,284 sqft (0.282 acres)
Lot Dimensions158 ft deep x 76 ft wide
Garage TypeAttached
Garage Area783 sqft
Parking Spaces3 Parking Spaces
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address643 SILVERHEDGE DR
CityCINCINNATI
StateOH
Zip45231-4039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERHEDGE DR 76.92 X 158.17 IR-LOT 46 COMPTON PK BL C PT 2
Legal SubdivisionCOMPTON PARK
Legal BlockC
Legal Lot Number46
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract22601

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address643 SILVERHEDGE DR, CINCINNATI, OH 45231-4039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Apr 20, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L BK&TR
May 21, 2019Fiduciary Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleFeb 21, 1996
Deed Document Number0000039161
Deed Book / Page13922 / 01079
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address643 SILVERHEDGE DR, CINCINNATI, OH 45231-4039
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069510
DateSep 29, 2023
Book Page15011/420
Instrument2023-0069510
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address643 SILVERHEDGE DR, CINCINNATI, OH 45231-4039
Document Number0000039762
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 SILVERHEDGE DR CINCINNATI OH 452314039, CINCINNATI, OH 45231-4039

Mortgage

Document Number0000039762
DateApr 30, 2020
Book Page014158/000323
Instrument39762
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 29, 2045
Interest
Rate TypeAdjustable Rate

May 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateMay 21, 2019
Property Address643 SILVERHEDGE DR, CINCINNATI, OH 45231-4039
Document Number0000039161
Book / Page13922 / 01079
Map ReferenceMB 86 PG 70
Instrument DateMay 17, 2019
Instrument2019-0039161
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 SILVERHEDGE DR, CINCINNATI, OH 45231-4039

Mortgage

Document Number0000039162
DateMay 21, 2019
Instrument2019-0039162
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,882.00 (+2.37%)$87,171 (-) Land $12,348 Building $74,823
2024$5,746.00 (+4.32%)$87,171 (-) Land $12,348 Building $74,823
2023$5,508.00 (-8.88%)$87,171 (+27.62%) Land $12,348 Building $74,823$249,060 (+27.62%) Land $35,280 Building $213,780
2022$6,045.00 Homeowner's exemption$68,303 Land $11,655 Building $56,648
2020$195,150 Land $33,300 Building $161,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1982–2018)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2018 · Severe Storms, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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