McLennan County property record for 643 Sienna Bend Trl, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,975 sqft · built 2018 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $537,800 (Oct 2018) |
| Tax Bill | $9,790 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-082407-000821-0 |
| Primary APN | 36-082407-000821-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 3,743 sqft |
| 1st Floor Area | 2,975 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 132 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,733 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 643 SIENNA BEND TRL |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE CREEK RANCH PART SEVEN LOT 21 BLOCK 8 ACRES .38 |
| Legal Subdivision | STONE CREEK RANCH PART SEVEN |
| Legal Block | 8 |
| Legal Lot Number | 21 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 3901 |
643 Sienna Bend Trl is owned and occupied by two individuals who bought it in October 2018.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 SIENNA BEND TRL, MCGREGOR, TX 76657-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage AMERICAN BANK NA |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 1, 2018 | Warranty Deed, Subdivision Related Transfer WALLICK & VOLK |
| Feb 20, 2017 | Loan Modification, Mortgage AMERICAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Deed Document Number | 201834730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 643 SIENNA BEND TRL, MC GREGOR, TX 76657-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024463 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017024463 |
| Name | AMERICAN BANK NA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76715 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 643 SIENNA BEND TRL, MC GREGOR, TX 76657-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016998 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020016998 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 1, 2018 |
| Property Address | 643 SIENNA BEND TRL, MC GREGOR, TX 76657-3804 |
| Document Number | 0000034730 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 34730 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 643 SIENNA BEND TRL MC GREGOR TX 766573804, MC GREGOR, TX 76657-3804 |
| Document Number | 34731 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 34731 |
| Name | WALLICK & VOLK |
|---|---|
| Address | CHEYENNE, WY 82001 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 643 SIENNA BEND TRL, MC GREGOR, TX 76657-3804 |
| Document Number | 0000006892 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 204 PROSPERITY TRL MC GREGOR TX 766574069, MC GREGOR, TX 76657-4069 |
| Document Number | 0000006892 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 6892 |
| Name | AMERICAN BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76715-4068 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 643 Sienna Bend Trl was $9,790 with a homeowner's exemption, down 3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,666 (+9.66%) Land $96,668 Building $526,998 | $623,666 (+9.66%) Land $96,668 Building $526,998 | |
| 2025 | $9,790.00 (-3.04%) Homeowner's exemption | $568,744 Land $76,470 Building $492,274 | $568,744 Land $76,470 Building $492,274 |
| 2024 | $10,097.00 | ||
| 2023 | $568,744 Land $76,470 Building $492,274 | $568,744 Land $76,470 Building $492,274 | |
| 2022 | $9,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Sienna Bend Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Sienna Bend Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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