643 Sharar Ave, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 643 Sharar Ave, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1958
Lot Size	0.147 acres (6,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2017)
Tax Bill	$4,536 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`08-2121-004-1411`

Property Details

APN / Parcel Number

Primary APN	`08-2121-004-1411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,306 sqft
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	6,393 sqft (0.147 acres)
Lot Dimensions	124 ft deep x 51.6 ft wide
Patio Area	240 sqft

Location & Zoning

Street Address	643 SHARAR AVE
City	OPA LOCKA
State	FL
Zip	33054-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	21 52 41 OPA LOCKA NO 2 REV PL PB 34-76 THAT PART OF TR C BLK 88 F/K/A LOT 14 LOT SIZE 51.560 X 124 OR 10130-0895 0878 1
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	OPA LOCKA NO 2
Legal Tract	C
Legal Block	88
Legal Lot Number	14
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3006
Census Tract	504

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Aug 25, 2017	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 17, 2017	Grant Deed, Transfer LANDCASTLE TITLE LLC
Mar 17, 2017	Quit Claim Deed, Transfer LANDCASTLE TITLE LLC
Mar 17, 2017	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	2017497161
Deed Book / Page	30669 / 2009
Prior Transfer Date	Oct 12, 2016
Prior Transfer Doc	0000149843
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363

Mortgage

Document Number	0000178401
Date	Mar 3, 2022
Book Page	33046/4484
Instrument	2022R0178401

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 25, 2017
Property Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363
Document Number	0000497161
Book / Page	30669 / 2009
Map Reference	MB 34 PG 76
Instrument Date	Jul 28, 2017
Instrument	2017R0497161
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PINNACLE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1298 W 76TH ST, 1298, HIALEAH, FL 33014-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363

Mortgage

Document Number	0000497162
Date	Aug 25, 2017
Instrument	2017R0497162

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Mortgage

Document Number	0000497163
Date	Aug 25, 2017
Book Page	30669/2021
Instrument	2017R0497163

Lender

Name	ECONOMY COOPERATIVE BANK
Type	Bank
Address	MIAMI, FL 33128

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	119 Months
Due	Jul 28, 2027

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Mar 17, 2017
Property Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363
Document Number	0000149845
Book / Page	030459 / 004357
Instrument Date	Feb 14, 2017
Instrument	149845
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	LANDCASTLE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1298 W 76TH ST HIALEAH FL 330143423, HIALEAH, FL 33014-3423

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Mar 17, 2017
Property Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363
Document Number	0000149844
Book / Page	030459 / 004347
Instrument Date	Nov 22, 2016
Instrument	149844
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	LANDCASTLE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$780.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	643 SHARAR AVE OPA LOCKA FL 330543363, OPA LOCKA, FL 33054-3363

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Mar 17, 2017
Property Address	643 SHARAR AVE, OPA LOCKA, FL 33054-3363
Document Number	0000149843
Book / Page	030459 / 004344
Instrument Date	Oct 12, 2016
Instrument	149843
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2100 E ELLIOT RD #94T326 TEMPE AZ 852841806, 94T326, TEMPE, AZ 85284-1806

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,536.00 (+8.18%) Homeowner's exemption	$199,883 (+5.99%)	$327,529 (+22.37%) Land $175,808 Building $151,721
2023	$4,193.00 (+4.41%) Homeowner's exemption	$188,593 (+3%)	$267,665 (+8.22%) Land $111,878 Building $155,787
2022	$4,016.00 Homeowner's exemption	$183,100	$247,323 Land $89,502 Building $157,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1992–2000)
Most Recent Claim	Oct 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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