643 Serendipity Dr, Aurora, IL 60504 Property Records

Kane County property record for 643 Serendipity Dr, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,160 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2021)
Tax Bill	$3,792 (2022)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-25-374-133`

Property Details

APN / Parcel Number

Primary APN	`15-25-374-133`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
Gross Area	1,540 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	643 SERENDIPITY DR
City	AURORA
State	IL
Zip	60504-4389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMETOWN CONDO NO 3 - SUPPLEMENT NO 33 - UNIT 9202 BLDG 9202
Legal Subdivision	HOMETOWN CONDO
Legal Block	1
Legal Unit	9202
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	854402

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 SERENDIPITY DR, AURORA, IL 60504-4389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 29, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	202118689
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 10, 2021
Property Address	643 SERENDIPITY DR, AURORA, IL 60504-4389
Document Number	0000018689
Map Reference	DOC 2004K019039
Instrument Date	Dec 28, 2020
Instrument	2021K018689
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 SERENDIPITY DR, 643, AURORA, IL 60504-4389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SERENDIPITY DR, AURORA, IL 60504-4389

Mortgage

Document Number	0000018690
Date	Mar 10, 2021
Instrument	2021K018690

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 29, 2020
Property Address	643 SERENDIPITY DR, AURORA, IL 60504-4389
Document Number	0000065551
Instrument Date	Sep 23, 2020
Instrument	65551
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SERENDIPITY DR AURORA IL 605044389, AURORA, IL 60504-4389

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption
2024		$61,221 (+22.67%) Land $3,593 Building $57,628	$183,736 (+22.71%) Land $10,783 Building $172,953
2022	$3,792.00	$49,909 Land $2,929 Building $46,980	$149,727 Land $8,787 Building $140,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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