643 Sease Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 643 Sease Rd, Ridgeway, SC 29130

Property Summary

Property Type	Rural Home
Details	2,078 sqft · built 2013
Lot Size	10.1 acres (441,698 sqft)
Owner	Individual Name on Record
Last Sale	$451,000 (Jul 2022)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`204-00-00-101-000`

Property Details

APN / Parcel Number

Primary APN	`204-00-00-101-000`
Alternative APN	`17460`

Interior

Stories	1 Story
Building Area	2,078 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	2,078 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	441,698 sqft (10.1 acres)
Garage Type	Detached
Garage Area	1,148 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	350 sqft

Location & Zoning

Account Number	17460
Street Address	643 SEASE RD
City	RIDGEWAY
State	SC
Zip	29130-9441
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD-1
Legal Description	643 SEASE RD DC DEER CREEK PLAT: 605 - 1096
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2032
Census Tract	960302

Owner

Source: Fairfield County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 SEASE RD, RIDGEWAY, SC 29130-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 11, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE OPTIONS INC
Oct 4, 2017	Warranty Deed, Transfer GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20221887
Deed Book / Page	1537 / 158
Prior Transfer Date	Nov 12, 2008
Prior Transfer Doc	0009320001
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Recording Date	Apr 7, 2026
Property Address	643 SEASE RD, RIDGEWAY, SC 29130-9441
Document Number	0000000777
Book / Page	1728 / 155
Instrument Date	Feb 27, 2026
Instrument	2026777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SEASE RD, RIDGEWAY, SC 29130-9441
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000777,
Date	Apr 7, 2026
Book Page	1728/155
Instrument	2026777

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Jul 11, 2022
Property Address	643 SEASE RD, RIDGEWAY, SC 29130-9441
Document Number	0000001887
Book / Page	1537 / 158
Map Reference	PS 605 PG 1096
Instrument Date	Jul 6, 2022
Instrument	202200001887
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,668.70
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 SEASE RD, RIDGEWAY, SC 29130-9441
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001888
Date	Jul 11, 2022
Book Page	1537/162
Instrument	202200001888

Lender

Name	MORTGAGE OPTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Oct 4, 2017
Property Address	643 SEASE RD, RIDGEWAY, SC 29130-9441
Document Number	0000002476
Book / Page	1296 / 0096
Map Reference	PL 605 PG 1096
Instrument Date	Oct 3, 2017
Instrument	201700002476
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Tax	$1,091.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SEASE RD, RIDGEWAY, SC 29130-9441

Mortgage

Document Number	0000002477
Date	Oct 4, 2017
Book Page	1296/102
Instrument	201700002477

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,186.00 (+10.47%)	$15,835 (+7.52%) Land $1,047 Building $14,788	$477,300 (+6.16%) Land $116,400 Building $360,900
2024	$2,884.00 (-2.07%)	$14,727 (-) Land $1,047 Building $13,680	$449,600 (-) Land $116,400 Building $333,200
2023	$2,945.00 (+80.12%)	$14,727 (+52.28%) Land $1,047 Building $13,680	$449,600 (+52.61%) Land $116,400 Building $333,200
2022	$1,635.00	$9,671 Land $447 Building $9,224	$294,600 Land $64,000 Building $230,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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