643 Seacoast Dr, Imperial Beach, CA 91932 Property Records

San Diego County property record for 643 Seacoast Dr, Imperial Beach, CA 91932

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,064 sqft · built 1975
Lot Size0.163 acres (7,086 sqft)
Owner2 Individual Names on File
Last Sale$576,000 (Feb 2020)
Tax Bill$8,024 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN625-013-21-02

Property Details

APN / Parcel Number

Primary APN625-013-21-02

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCondo/Apartment
Lot Area7,086 sqft (0.163 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address643 SEACOAST DR
CityIMPERIAL BEACH
StateCA
Zip91932-1001
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-1500
Legal DescriptionLOT 3 US 2 PER DOC75-76419&UND INT IN TR 008094
Legal SubdivisionSILVER STRAND BEACH GARDENS
Legal Tract008094
Legal Block1
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1015
Census Tract10501

Owner

643 Seacoast Dr, a condominium, is owned and occupied by two individuals who bought it in February 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address643 SEACOAST DR, IMPERIAL BEACH, CA 91932-1001
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · VA Mortgage
EZ FUNDINGS INC
Feb 4, 2020Grant Deed, Transfer · VA Mortgage
CALI-LAND INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2020 · Amount on File
Deed SaleFeb 4, 2020 · Amount on File
Prior SaleJul 6, 2015 · Amount on File
Deed Document Number202058195
Prior Transfer DateSep 21, 1996
Prior Transfer Doc0000104390
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address643 SEACOAST DR, IMPERIAL BEACH, CA 91932-1001
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 SEACOAST DR, IMPERIAL BCH, CA 91932-1001

Mortgage

Document Number0000789665
DateNov 15, 2021
Instrument2021-0789665
Lender
NameEZ FUNDINGS INC
TypeLending Institution
AddressRANCHO CUCAMONGA, CA 91730
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 4, 2020
Property Address643 SEACOAST DR, IMPERIAL BEACH, CA 91932-1001
Document Number0000058195
Map ReferenceMAP 8094
Instrument DateJan 15, 2020
Instrument2020-0058195
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TTL CO OF CA SD BRANCH

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address643 SEACOAST DR, IMPERIAL BEACH, CA 91932-1001

Mortgage

Document Number0000058196
DateFeb 4, 2020
Instrument2020-0058196
Lender
NameCALI-LAND INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 643 Seacoast Dr was $8,024 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityImperial Beach City
Elementary School DistrictSouth Bay Union School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$642,534 (+2%) Land $448,804 Building $193,730
2025$8,024.00 Homeowner's exemption$629,936 Land $440,004 Building $189,932
2023$7,509.00 (+0.09%) Homeowner's exemption$605,476 Land $422,919 Building $182,557
2022$7,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 Seacoast Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 individual policies
Nearby Flood Policies18 units insured
incl. 4 condo units
Nearby Flood Claims7 (1983–2010)
Claims Outside the SFHA5 of 7
Most Recent ClaimMar 2010 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 Seacoast Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-AM WATER CORONADO
private · serves 106,000 people · EPA ID CA3710001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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Nearby Streets

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