643 San Fernando Ave, Berkeley, CA 94707 Property Records

Alameda County property record for 643 San Fernando Ave, Berkeley, CA 94707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 1924
Lot Size	0.207 acres (9,006 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Mar 2002)
Tax Bill	$17,066 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-2921-18`

Property Details

APN / Parcel Number

Primary APN	`62-2921-18`
Alternative APN	`062-2921-018-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	384 sqft
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Lot Area	9,006 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 SAN FERNANDO AVE
City	BERKELEY
State	CA
Zip	94707-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00018 BLK: AR: 0062 PAGE: 2921
Legal Subdivision	THOUSAND OAKS
Legal Block	19
Legal Lot Number	11
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3006
Census Tract	421200

Owner

Source: Alameda County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 SAN FERNANDO AVE, BERKELEY, CA 94707-1635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit AFL-CIO EMPS FEDERAL CREDIT UNION
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 22, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2002 · Amount on Record
Deed Sale	Mar 7, 2002 · Amount on Record
Prior Sale	Jul 31, 1998 · Amount on Record
Deed Document Number	2002104849
Prior Transfer Date	Feb 20, 2002
Prior Transfer Doc	0000104849
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Jul 1, 2026
Property Address	643 SAN FERNANDO AVE, BERKELEY, CA 94707-1635
Document Number	0000085740
Instrument Date	Jun 15, 2026
Instrument	202685740
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	643 SAN FERNANDO AVE, BERKELEY, CA 94707-1635

Mortgage

Document Number	0000085740,
Date	Jul 1, 2026
Instrument	202685740

Lender

Name	AFL-CIO EMPS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 22, 2020
Property Address	643 SAN FERNANDO AVE, BERKELEY, CA 94707-1635
Document Number	0000282253
Map Reference	MB 26 PG 8
Instrument Date	Oct 5, 2020
Instrument	2020282253
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	643 SAN FERNANDO AVE, BERKELEY, CA 94707-1635

Mortgage

Document Number	0000282254
Date	Oct 22, 2020
Instrument	2020282254

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 22, 2020
Property Address	643 SAN FERNANDO AVE, BERKELEY, CA 94707-1635
Document Number	0000282255
Instrument Date	Oct 5, 2020
Instrument	282255
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	643 SAN FERNANDO AVE BERKELEY CA 947071635, BERKELEY, CA 94707-1635

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,443 (+1.17%) Land $259,033 Building $604,410
2025	$17,066.00 (+14.3%) Homeowner's exemption	$846,514 (+4.04%) Land $253,954 Building $592,560
2023	$14,931.00 Homeowner's exemption	$813,650 Land $244,095 Building $569,555	$1,914,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

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