643 S Sahuaro Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 643 S Sahuaro Dr, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,299 sqft · built 1992
Lot Size0.185 acres (8,054 sqft)
Owner2 Individual Names on Record
Last Sale$237,000 (Jul 2002)
Tax Bill$2,547 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN302-32-680

Property Details

APN / Parcel Number

Primary APN302-32-680
Alternative APN
  • 302326802

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,299 sqft Living Area
Gross Area2,479 sqft
1st Floor Area1,262 sqft
2nd Floor Area1,037 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,054 sqft (0.185 acres)
View / LotCommercial/Industrial
Parking Spaces3 Parking Spaces
Pool Area540 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address643 S SAHUARO DR
CityGILBERT
StateAZ
Zip85233-7327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionPARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A-E MCR 347-14
Legal Range5E
Legal Township1S
Legal Section13
Legal SubdivisionPARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A
Legal Lot Number47
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1004
Census Tract422403

Owner

Source: Maricopa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address643 S SAHUARO DR, GILBERT, AZ 85233-7327
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2002 · Amount on Record
Deed SaleJul 12, 2002 · Amount on Record
Deed Document Number2002711350
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateSep 16, 2026
Property Address643 S SAHUARO DR, GILBERT, AZ 85233-7327
Document Number0000543661
Instrument DateSep 10, 2026
Instrument2026543661
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 S SAHUARO DR, GILBERT, AZ 85233-7327

Mortgage

Document Number0000543661,
DateSep 16, 2026
Instrument2026543661
Lender
NameUSAA FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,910 (+69.47%)$569,100 (+9.91%) Land $113,800 Building $455,300
2025$2,547.00 (+3.2%)$33,582 (-39.19%)$517,800 (-6.23%) Land $103,500 Building $414,300
2024$55,220$552,200 Land $110,400 Building $441,800
2023$2,468.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, WeLink Communications.

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