643 S Ralph St, Spokane, WA 99202 Property Records

Spokane County property record for 643 S Ralph St, Spokane, WA 99202

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1936
Lot Size0.223 acres (9,720 sqft)
OwnerIndividual Name on File
Last Sale$419,900 (Dec 2018)
Tax Bill$2,522 (2026)
Flood ZoneZone X (moderate risk)
APN35223.0317

Property Details

APN / Parcel Number

Primary APN35223.0317

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,360 sqft
1st Floor Area638 sqft
2nd Floor Area370 sqft
Basement Area352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 2006
Architectural StyleHistorical
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,720 sqft (0.223 acres)
Lot Dimensions162 ft deep x 60 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address643 S RALPH ST
CitySPOKANE
StateWA
Zip99202-5193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRTF
Legal DescriptionALTAMONT E BANKSON SUB S60FT LOTS 1 & 2 B2 EXC E15FT OF L2
Legal Range43E
Legal Township25N
Legal Section22
Legal SubdivisionALTAMONT E BANKSON SUB
Legal Block2
Legal Lot Number1,2
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1028
Census Tract3000

Owner

643 S Ralph St is owned by an individual who bought it in December 2018.

Source: Spokane County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address4717 E 13TH AVE, SPOKANE VALLEY, WA 99212-3265
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2018 · Amount on File
Deed SaleDec 26, 2018 · Amount on File
Prior SaleMar 30, 2007 · Amount on File
Deed Document Number20186771903
Prior Transfer DateJan 3, 2007
Prior Transfer Doc0005483226
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 643 S Ralph St was $2,522, up 12.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,522.00 (+12.54%)$245,500 Land $75,000 Building $170,500$245,500 Land $75,000 Building $170,500
2025$2,241.00
2024$232,900 (+25.98%) Land $55,000 Building $177,900$232,900 (+25.98%) Land $55,000 Building $177,900
2023$2,282.00 (+5.31%)$184,870 Land $42,770 Building $142,100$184,870 Land $42,770 Building $142,100
2022$2,167.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 643 S Ralph St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 S Ralph St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Intermax Networks.

Nearby Properties on S Ralph St

Nearby Streets

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