643 S Meridian Ave, Madera, CA 93636 Property Records

Madera County property record for 643 S Meridian Ave, Madera, CA 93636

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2.5 ba · 2,769 sqft · built 2018
Lot Size0.2 acres (8,725 sqft)
OwnerTrust Name on File
Last Sale$451,000 (Feb 2018)
Tax Bill$7,746 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN080-053-004-000

Property Details

APN / Parcel Number

Primary APN080-053-004-000
Alternative APN
  • 080053004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,769 sqft Gross Area
1st Floor Area2,769 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area8,725 sqft (0.2 acres)
Garage Area556 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address643 S MERIDIAN AVE
CityMADERA
StateCA
Zip93636-8917
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionRIVERSTONE SUB VILLAGE A LOT 108
Legal SubdivisionRIVERSTONE SUB
Legal Lot Number108
JurisdictionMADERA CA
Township / Civil DivisionMADERA SOUTHEAST
Census Block Group2
Census Block2086
Census Tract1100

Owner

643 S Meridian Ave, residential vacant land, is owner-occupied and held in a trust since April 2018.

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address643 S MERIDIAN AVE, MADERA, CA 93636-8917
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Apr 26, 2018Quit Claim Deed, Transfer
Quitclaim
Feb 21, 2018Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 28, 2017Grant Deed, Construction Loan · Line of Credit
UNITED SEC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2018 · Amount on File
Deed SaleFeb 21, 2018 · Amount on File
Prior SaleJul 21, 2016 · Amount on File
Deed Document Number20183411
Last Transfer DateApr 24, 2018
Transfer Doc0000008947
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address643 S MERIDIAN AVE, MADERA, CA 93636
Transaction TypeMortgage
Record UpdatedSep 2, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 S MERIDIAN AVE, MADERA, CA 93636

Mortgage

Document Number0000021860
DateAug 22, 2022
Instrument2022021860
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address643 S MERIDIAN AVE, MADERA, CA 93636
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyFIDELITY NATIONAL TITLE FRES

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 MERIDIAN AVE, MADERA, CA 93636-8917

Mortgage

Document Number0000029448
DateNov 17, 2020
Instrument2020029448
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADERA CA
Recording DateApr 26, 2018
Property Address643 S MERIDIAN AVE, MADERA, CA 93636
Document Number0000008947
Instrument DateApr 24, 2018
Instrument8947
Transaction TypeTransfer
Record UpdatedMay 14, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address643 S MERIDIAN AVE MADERA CA 93636, MADERA, CA 93636

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateFeb 21, 2018
Property Address643 S MERIDIAN AVE, MADERA, CA 93636
Document Number0000003411
Map ReferenceMB62 PG100-109
Instrument DateJan 10, 2018
Instrument2018003411
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address643 ERIDIAN AVE S, MADERA, CA 93636

Mortgage

Document Number0000003412
DateFeb 21, 2018
Instrument2018003412
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

March 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateMar 28, 2017
Property Address643 S MERIDIAN AVE, MADERA, CA 93636
Instrument DateMar 17, 2017
Instrument8882
Transaction TypeConstruction Loan
Record UpdatedMay 23, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address7020 N VAN NESS BLVD FRESNO CA 937117185, FRESNO, CA 93711-7185

Mortgage

Document Number0000008882
DateMar 28, 2017
Instrument8882
Lender
NameUNITED SEC BK
TypeBank
Address2126 INYO ST, FRESNO, CA 93721-2611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 643 S Meridian Ave was $7,746 with a homeowner's exemption, up 2.6% from the year before.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Unified School DistrictGolden Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$522,952 (+2%) Land $95,163 Building $427,789
2025$7,746.00 (+2.64%) Homeowner's exemption$512,699 Land $93,298 Building $419,401
2024$7,547.00 (+1.9%)
2023$7,406.00 (+0.75%) Homeowner's exemption$492,792 Land $89,676 Building $403,116
2022$7,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 S Meridian Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 S Meridian Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSTONE/ROOTCREEK WATER DISTRICT
private · serves 10,276 people · EPA ID CA2010016
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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