Valley County property record for 643 S Main St, Cascade, ID 83611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1962 |
| Lot Size | 2.95 acres (128,607 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $571,900 (Jun 2026) |
| Tax Bill | $2,328 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPC008600000E0 |
| Primary APN | RPC008600000E0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 128,607 sqft |
| Pole Barn | 1,200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Propane |
| Street Address | 643 S MAIN ST |
|---|---|
| City | CASCADE |
| State | ID |
| Zip | 83611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST HILL SUBDIVISION LOT E |
| Legal Subdivision | FOREST HILL SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | E |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | CASCADE |
| Census Block Group | 4 |
| Census Block | 4145 |
| Census Tract | 970100 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 S MAIN ST, CASCADE, ID 83611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP |
| Jun 21, 2024 | Intrafamily Transfer, Transfer |
| Jul 2, 2013 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2013 · Amount on Record |
| Deed Document Number | 20262829 |
| Prior Transfer Date | Jun 21, 2024 |
| Prior Transfer Doc | 0000463598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jun 10, 2026 |
| Property Address | 643 S MAIN ST, CASCADE, ID 83611 |
| Document Number | 0000002829 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20262829 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 S MAIN ST, CASCADE, ID 83611 |
| Document Number | 0000002830, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20262830 |
| Name | JMJ FINANCIAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jun 21, 2024 |
| Property Address | 643 S MAIN ST, CASCADE, ID 83611 |
| Document Number | 0000463598 |
| Instrument Date | Jun 21, 2024 |
| Instrument | 463598 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 655, CASCADE, ID 83611-0655 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jul 2, 2013 |
| Property Address | 643 S MAIN ST, CASCADE, ID 83611 |
| Document Number | 0000378665 |
| Instrument Date | Jul 1, 2013 |
| Instrument | 378665 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10724 STONEBROOK PL NW, ALBUQUERQUE, NM 87114-3788 |
| Document Number | 0000378666 |
|---|---|
| Date | Jul 2, 2013 |
| Instrument | 378666 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2043 |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Municipality | Cascade City |
| Unified School District | Cascade School District 422 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,109 (-8.82%) Land $255,665 Building $237,444 | $493,109 (-8.82%) Land $255,665 Building $237,444 | |
| 2025 | $2,328.00 (+8.48%) | $540,821 (+0.72%) Land $251,355 Building $289,466 | $540,821 (+0.72%) Land $251,355 Building $289,466 |
| 2024 | $2,146.00 (+8.27%) | ||
| 2023 | $1,982.00 (-31.75%) Homeowner's exemption | $536,930 Land $251,355 Building $285,575 | $536,930 Land $251,355 Building $285,575 |
| 2022 | $2,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · lower than 60% of Idaho |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CASCADE serves 1,000 people · EPA ID ID4430012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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