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643 S Fernleaf Ave, Sebring, FL 33870 Property Records

Highlands County property record for 643 S Fernleaf Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,344 sqft · built 1924
Lot Size0.181 acres (7,875 sqft)
OwnerCompany Name on File
Last Sale$20,000 (Jan 2002)
Tax Bill$1,678 (2024)
Deeds & MortgagesMay 2020 Transfer
May 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNS294907007600080

Property Details

APN / Parcel Number

Primary APNS294907007600080
Alternative APN
  • S-29-34-29-070-0760-0080

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
Upper Floors Area672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialShingles
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,875 sqft (0.181 acres)
Lot Dimensions157 ft deep x 50 ft wide
View / LotCommercial

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address643 S FERNLEAF AVE
CitySEBRING
StateFL
Zip33870-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1
Legal DescriptionTOWN OF SEBRING 4TH ADD TB-PG 7 LOT 8 BLK 76
Legal Range29E
Legal Township34S
Legal Section29
Legal SubdivisionTOWN OF SEBRING
Legal Block76
Legal Lot Number8
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3051
Census Tract960800

Owner

643 S Fernleaf Ave is owned by a company that acquired it in May 2020.

Source: Highlands County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address2694 OAKMONT, WESTON, FL 33332-1800
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Correction Deed
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE
May 18, 2020Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE
Apr 3, 2019Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2002 · Amount on File
Deed SaleJan 30, 2002 · Amount on File
Deed Document Number20021130291
Deed Book / Page1587 / 1253
Last Transfer DateMay 13, 2020
Transfer Doc0001985980
Record UpdatedOct 29, 2026

May 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateMay 18, 2020
Property Address643 S FERNLEAF AVE, SEBRING, FL 33870-3816
Document Number0001985980
Book / Page002753 / 001312
Instrument DateMay 13, 2020
Instrument1985980
Record UpdatedMay 27, 2020
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7414 COUNTY ROAD 17 S SEBRING FL 338768909, SEBRING, FL 33876-8909

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 18, 2020
Property Address643 S FERNLEAF AVE, SEBRING, FL 33870-3816
Document Number0001985982
Book / Page002753 / 001316
Instrument DateMay 12, 2020
Instrument1985982
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12575 NE 7TH AVE NORTH MIAMI FL 331614811, NORTH MIAMI, FL 33161-4811

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 3, 2019
Property Address643 S FERNLEAF AVE, SEBRING, FL 33870-3816
Document Number0001935085
Book / Page002685 / 001626
Instrument DateApr 1, 2019
Instrument1935085
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$350.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7414 COUNTY ROAD 17 S SEBRING FL 338768909, SEBRING, FL 33876-8909

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,948 (+3.42%) Land $10,100 Building $60,848$70,948 (+3.42%) Land $10,100 Building $60,848
2024$1,678.00 (+10.03%)$68,600 (+16.12%) Land $10,100 Building $58,500$68,600 (+16.12%) Land $10,100 Building $58,500
2023$1,525.00 (+4.6%)$59,077 (-0.61%) Land $10,100 Building $48,977$59,077 (-0.61%) Land $10,100 Building $48,977
2022$1,458.00$59,441 Land $10,100 Building $49,341$59,441 Land $10,100 Building $49,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 S Fernleaf Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 S Fernleaf Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST
serves 2,828 people · EPA ID FL6531742
Water SourceGroundwater
Last State InspectionMay 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile, Verizon.

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