643 S Clover Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 643 S Clover Ave, San Jose, CA 95128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,862 sqft · built 1952
Lot Size0.225 acres (9,800 sqft)
OwnerTrust Name on File
Tax Bill$5,370 (2025)
Flood ZoneZone D (undetermined)
APN279-02-036

Property Details

APN / Parcel Number

Primary APN279-02-036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,862 sqft Living Area
Gross Area1,260 sqft
1st Floor Area1,260 sqft
Family RoomFamily Room
SunroomSunroom
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleL-Shape
Construction TypeWood
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address643 S CLOVER AVE
CitySAN JOSE
StateCA
Zip95128-3317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 821 CAPUTO ACRES BOOK 38 PAGE 29 LOT 2
Legal SubdivisionCAPUTO ACRES
Legal Tract821
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3005
Census Tract506401

Owner

643 S Clover Ave is owner-occupied and held in a trust since August 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address643 S CLOVER AVE, SAN JOSE, CA 95128-3317
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 3, 2013
Transfer Doc0022349812
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 643 S Clover Ave was $5,370 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$327,893 (+2%) Land $110,670 Building $217,223
2025$5,370.00 Homeowner's exemption$321,464 Land $108,500 Building $212,964
2023$4,488.00 (-12.96%) Homeowner's exemption$308,984 Land $104,288 Building $204,696
2022$5,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 S Clover Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 S Clover Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Sail Internet
Fixed Wireless · DSL in parts of the area
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, T-Mobile.

Nearby Properties on S Clover Ave

Nearby Streets

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