643 S 2nd Ave, Yuma, AZ 85364 Property Records

Yuma County property record for 643 S 2nd Ave, Yuma, AZ 85364

Property Summary

Property TypeCommercial
Details2,807 sqft · built 1909
Lot Size0.186 acres (8,120 sqft)
OwnerCompany Name on File
Last Sale$144,800 (Jan 2022)
Tax Bill$1,127 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jan 2022 Sale & Second Mortgage
Flood ZoneZone X (moderate risk)
APN633-59-070

Property Details

APN / Parcel Number

Primary APN633-59-070
Alternative APNs
  • R0042339
  • 11034070

Interior

Stories1 Story
Building Area2,807 sqft Gross Area
1st Floor Area2,807 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1960
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area8,120 sqft (0.186 acres)
View / LotInterior

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR0042339
Street Address643 S 2ND AVE
CityYUMA
StateAZ
Zip85364-3008
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR-3
Legal DescriptionSUBDIVISION: CITY OF YUMA BLOCK: 147 N 58 FT LOT 10 & W 10 FT ALY SECTION: 21 TOWNSHIP: 08S RANGE: 23W
Legal Range23W
Legal Township08S
Legal Section21
Legal SubdivisionCITY OF YUMA
Legal Block147
Legal Lot Number10
JurisdictionYUMA AZ
Township / Civil DivisionYUMA
Census Block Group2
Census Block2024
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Yuma Century Heights Conservancy Residential Historic District
listed 1988 · 95 contributing resources · NRIS 88001834

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

643 S 2nd Ave, a commercial property, is owned by a company that bought it in January 2022.

Source: Yuma County records, as of April 10, 2026

Owner of RecordCompany Name on File
Mailing Address645 S 2ND AVE, YUMA, AZ 85364-3008
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage
BRIAN KEAY
Jan 27, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
JONATHAN CLOSE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2022 · Amount on File
Deed SaleJan 27, 2022 · Amount on File
Prior SaleMar 31, 2000 · Amount on File
Deed Document Number20223069
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA AZ
Property Address643 S 2ND AVE, YUMA, AZ 85364-3008
Transaction TypeMortgage
Record UpdatedJan 13, 2023
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038600
DateDec 28, 2022
Instrument2022-38600
Lender
NameBRIAN KEAY
TypePrivate Party
AddressYUMA, AZ 85364
Agreement
AmountAmount on Record

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateJan 27, 2022
Property Address643 S 2ND AVE, YUMA, AZ 85364-3008
Document Number0000003069
Instrument DateJan 19, 2022
Instrument2022-03069
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 BROADWAY, TACOMA, WA 98402-3900

Mortgage

Document Number0000003151
DateJan 27, 2022
Instrument2022-03151
Lender
NameJONATHAN CLOSE
TypePrivate Party
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 643 S 2nd Ave was $1,127.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYuma County
MunicipalityYuma City
Elementary School DistrictYuma Elementary District (PK - 08)
Secondary School DistrictYuma Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,597 Land $3,118 Building $6,479$230,056 Land $74,750 Building $155,306
2025$1,127.00
2023$1,137.00$9,093 Land $2,829 Building $6,264$101,235 Land $31,500 Building $69,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 S 2nd Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1993)
Most Recent ClaimFeb 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 S 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF YUMA
serves 103,264 people · EPA ID AZ0414024
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Mar 2022
Treatment and ProcedureOrganic carbon removal
Oct 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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