643 S 1st Rd, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 643 S 1st Rd, Hammonton, NJ 08037

Property Summary

Property Type	Single Family Home
Details	2,669 sqft · built 1985
Lot Size	3.19 acres (139,357 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2015)
Tax Bill	$8,992 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03715-0000-00024-02`

Property Details

APN / Parcel Number

Primary APN	`13-03715-0000-00024-02`
Alternative APN	`13037150000000240002`

Interior

Stories	1 Story
Building Area	2,669 sqft Living Area
1st Floor Area	2,669 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	139,357 sqft
Lot Dimensions	593 ft deep x 235 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	643 S 1ST RD
City	HAMMONTON
State	NJ
Zip	08037-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	3715
Legal Lot Number	24.2
Jurisdiction	ATLANTIC NJ
Township / Civil Division	HAMMONTON
Census Block Group	2
Census Block	2009
Census Tract	11000

Owner

643 S 1st Rd is owned and occupied by an individual who bought it in September 2015.

Source: Atlantic County and Hammonton Town records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	643 S 1ST RD, HAMMONTON, NJ 08037-8406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit OCEANFIRST BK
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2015 · Amount on File
Deed Sale	Sep 18, 2015 · Amount on File
Prior Sale	Dec 10, 1984
Deed Document Number	201554890
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	643 S 1ST RD, HAMMONTON, NJ 08037-8406
Document Number	0000011709
Instrument Date	Feb 2, 2021
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 S 1ST RD HAMMONTON NJ 080378406, HAMMONTON, NJ 08037-8406

Mortgage

Document Number	0000011709
Date	Feb 26, 2021
Instrument	11709

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 25, 2041

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	643 S 1ST RD, HAMMONTON, NJ 08037-8406
Document Number	0000011624
Instrument Date	Feb 2, 2021
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 S 18T RD HAMMONTON NJ 08037, HAMMONTON, NJ 08037

Mortgage

Document Number	0000011624
Date	Feb 26, 2021
Instrument	11624

Lender

Name	CROSSFIRST BK
Type	Bank
Address	975 HOOPER AVE, TOMS RIVER, NJ 08753-8320

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 643 S 1st Rd was $8,992, up 2.4% from the year before.

Source: Atlantic County and Hammonton Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Hammonton Town
Unified School District	Hammonton Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,200 (-) Land $76,000 Building $243,200	$319,200 (-) Land $76,000 Building $243,200
2025	$8,992.00 (+2.37%)	$319,200 Land $76,000 Building $243,200	$319,200 Land $76,000 Building $243,200
2024	$8,784.00
2023		$319,200 Land $76,000 Building $243,200	$319,200 Land $76,000 Building $243,200
2022	$8,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 S 1st Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Mar 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 S 1st Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMONTON WATER DEPT serves 12,153 people · EPA ID NJ0113001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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