643 S 196th Cir, Buckeye, AZ 85326 Property Records

Maricopa County property record for 643 S 196th Cir, Buckeye, AZ 85326

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,068 sqft · built 2013
Lot Size	0.3 acres (13,079 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jan 2021)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`502-35-629`

Property Details

APN / Parcel Number

Primary APN	`502-35-629`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,068 sqft Living Area
1st Floor Area	1,557 sqft
2nd Floor Area	1,511 sqft

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	13,079 sqft (0.3 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	643 S 196TH CIR
City	BUCKEYE
State	AZ
Zip	85326-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	BLUE HORIZONS PARCEL 2 MCR 823-01
Legal Range	02W
Legal Township	01N
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	BLUE HORIZONS PARCEL 2
Legal Lot Number	153
Jurisdiction	MARICOPA AZ
Township / Civil Division	BUCKEYE
Census Block Group	2
Census Block	2030
Census Tract	50612

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	643 S 196TH CIR, BUCKEYE, AZ 85326-8171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	20210011812
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 S 196TH CIR, BUCKEYE, AZ 85326-8171
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2331, SANDY, UT 84091-2331

Mortgage

Document Number	0000465771
Date	Sep 6, 2023
Instrument	20230465771

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 S 196TH CIR, BUCKEYE, AZ 85326-8171
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 S 196TH CIR, BUCKEYE, AZ 85326-8171

Mortgage

Document Number	0000704407
Date	Jun 28, 2021
Instrument	20210704407

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 6, 2021
Property Address	643 S 196TH CIR, BUCKEYE, AZ 85326-8171
Document Number	0000011812
Map Reference	MB 823 PG 1
Instrument Date	Dec 30, 2020
Instrument	20210011812
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 S 196TH CIR, 643, BUCKEYE, AZ 85326-8171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	643 S 196TH CIR, BUCKEYE, AZ 85326-8171

Mortgage

Document Number	0000011813
Date	Jan 6, 2021
Instrument	20210011813

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Buckeye City
Secondary School District	Buckeye Union High School District (09 - 12)
Elementary School District	Liberty Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,330 (+6.51%)	$523,300 (+6.51%) Land $104,600 Building $418,700
2025	$2,876.00 (-4.26%)
2024		$49,130	$491,300 Land $98,200 Building $393,100
2023	$3,004.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - WHITE TANKS public/private · serves 18,858 people · EPA ID AZ0407128
Water Source	Purchased surface water from EPCOR - AGUA FRIA
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: CenturyLink, Verizon.

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